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December 2016
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Mortgage Rates Are Still Low!


Your dream home is the perfect gift for a perfect new year!


Best Ways to Save for Your Mortgage Down Payment
Four simple methods to get the ball rolling on your down payment savings

Buying a home is a huge step in life and begins with a huge hurdle: the down payment. Fortunately, by starting early and thinking things through, you can get a solid jump on saving. Here are some easy ideas to get you started.

The Importance of Paying Your Bills on Time
The success of your business relies heavily on making on-time payments

Paying your business bills follows the same rule of thumb as your personal bills: Maintaining an on-time payment schedule for all of your bills will help keep your credit, and therefore your business, in good standing. Furthermore, not …

Reinvesting Your Profits
How much of your profits should you reinvest in your business?

The power to transform your ideas into real products and services is one of the most fulfilling parts of being a business owner—and when those ideas become profitable, the feeling is even better. Deciding what to do with those profits is an…

The Salvation Army Tree of Lights


Every time a bell rings, an angel gets her wings.  Join us in supporting The Salvation Army Tree of Lights.


How Volunteering is Good for Your Health
Four ways volunteering improves mental and physical health

The end-of-year holidays are a popular time to volunteer at charities and non-profit organizations. However, many people might not realize that as they help others, they also help themselves.

4 Great Films from 2016 You Might Have Missed
Check out these fantastic films that you probably haven’t seen

The film industry continuously works to create stories that will amaze and inspire for generations. This year, we’ve already been introduced to plenty of popular blockbusters that have warmed our hearts or made us laugh until we can’t breathe.

4 Great Ideas for Your Office White Elephant Gift Exchange
Not sure what to get for your white elephant gift exchange? Try these ideas on for size

If you have never participated in a white elephant gift exchange before, or if you are simply looking to provide one of the best gifts available at the party, consider the following ideas.

Published by American National Bank
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.




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