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Arundel Federal Savings Bank
410.768.7800 | www.arundelfederal.com February 2019
 

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Introducing Main Street Checks
Now available at Arundel Federal Savings Bank

Join us in welcoming our new check vendor, Main Street Checks. The switch to Main Street will provide lower cost for checks and check accessories for our Personal and Business account holders.


Mobile Wallet & Your Arundel Federal Debit Card
Pull out your phone, tap to pay, and get on your way.


Paying for purchases with your Arundel Federal debit card is now easier than ever with three popular mobile wallet payment services.


Save the Date
Arundel Federal Spring Events


Save the Date for these special Arundel Federal spring events.


How Does the Interest Rate Affect You?
The rates are steadily rising


Since the recession of the late 2000s, the U.S. economy has continued to recover and grow again. Simultaneously, the cost of borrowing money, or the interest rate, is on the rise.


What is the Retirement Earnings Test?
What to know about Social Security heading into retirement


If you are planning on drawing on your Social Security benefits before you reach the full retirement age, you will need to take the Retirement Earnings Test. The results of this test will have a significant impact on the money you are able to draw to supplement your income leading into your official retirement.


Going Paperless in 2019
The advantages of shifting to electronic banking statements


Discover the three primary benefits of going paperless with your banking statements and communications.


How to Make Family Budgets Fun
How to factor in fun to the family budget planning process


Setting spending limits and crunching numbers is not exactly a traditional recipe for family fun. But it is possible to make the process of creating, maintaining and benefiting from family budgets an enjoyable one.


The Hidden Costs of Loans
The unexpected rules and fees of a loan can be costly


Taking out a loan can be necessary to help you reach life goals like buying your own home or upgrading your car. While it’s great that you can qualify for these financial boosts, it’s important that you understand all the costs involved when you borrow money.


How to Plan Your Retirement Using Age Banding
Planning for the three stages of retirement


As you plan for retirement, two of the most important questions you can ask are “How much money will I need to maintain my standard of living?” and “How long will I need to live on that amount?” Age banding is a concept that can help you answer these questions with greater accuracy, enabling you to plan a more secure retirement.


Pros and Cons of Biometric Authentication
The benefits and downsides of using your fingerprint for mobile banking

What do you do when your mobile banking app introduces the idea of biometric authentication? If you’re not sure whether to opt in to this new layer of security, here’s what you need to know.

How to Avoid Germs in the Workplace
Increase your chances at staying healthy at work

Regardless of the influx of sicknesses going around at work, you can fight back without hurting your sick coworkers.

How to Tackle Clutter in Your Home
Ways to free your home of chaos

If your home resembles an untidy mess rather than the peaceful sanctuary you long for, now is the time to get serious about decluttering.

The Best Albums of 2018
These six albums stood out in a year full of exciting new music

Many of the world’s most popular artists dropped new albums in 2018. The result was a music scene overflowing with new singles and playlists, along with a whole host of concept albums.

Stay Busy with These Fun Hobbies
7 delightful pastimes to try in the new year

Incorporating hobbies into your daily routine has many benefits. Take advantage of these perks when you try one or more of these activities.

4 Books That Will Transport You to a New Location
Escape the everyday with these immersive, imaginative reads

Whether you prefer books that travel to other country or those that blast off to completely different planets, there are plenty of titles that will help you leave behind the room you’re sitting in.

The History of Mardi Gras
Mardi Gras tradition traces deep roots

In cities around the world, and particularly in New Orleans, Mardi Gras fills the late days of winter with colorful revelry. If you’ve ever wondered how this annual tradition got its start, here’s a look at the roots of the holiday and how it developed in the United States.

How to Prepare for Daylight Saving Time
Getting your body ready for the upcoming time change

With 2019 underway, your thoughts are likely already turning to the start of spring and the return of warmer weather. Before you can bask in the sunshine, there’s one bridge you’ll need to cross: daylight saving time.

Lawn Seeding 101
Improve curb appeal with a manicured lawn

If you’re trying to build equity in your home or sell it for a good price, first impressions are always the most important. To make sure that your house is memorable for all the right reasons, consider seeding your lawn.

Published by Arundel Federal Savings Bank
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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