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410.768.7800 | April 2016
How will you go?
If you are taking a vacation this year, how will you travel?
Not taking a vacation this year
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February 2016
New Loan Office in Severna Park
50 W. McKinsey Road

Severna Park Branch Arundel Federal continues to expand its lending footprint in Anne Arundel County with the opening of a new Loan Office at its Severna Park Branch location.

FREE Community Shred Fest
2016 Shred Fest Dates and Locations

In an on-going commitment to prevent identity theft and to protect your financial security, Arundel Federal is providing FREE shredding services at a few of our branch locations.

Fixed-Rate Versus Adjustable-Rate Mortgages
Acquire the loan agreement that is right for you

When shopping for the best mortgage, knowing the facts will help consumers obtain the right deal for their particular situation. A great place to start is by gaining an understanding of the differences between a fixed-rate and an adjustable-rate mortgage.

Making the Most of Your Online Banking Tools
Maximize what�s readily available to you

Online banking has completely revolutionized the way Americans do their banking, making the process simpler, faster, more convenient and more secure than ever. According to the Pew Research Center, 51 percent of American adults now bank online � and that number is growing every day.

College Savings Trends to Consider
Don�t just save�invest

Traditionally, college in and of itself is said to be an investment, but could saving for college be considered one as well? Many of the recent trends in college savings involve doing a lot more than simply putting money aside in low-yield savings or classic, taxable investment accounts. Find out more about some of the fresh ways people are now starting to plan for their children�s futures.

Watch Out for These Red Flags to Stay Safe While Shopping Online
Warning signs you should watch out for when shopping online

It is hard to overstate the popularity of online shopping. There is almost no category of product that can't be purchased online. From wedding dresses, to pets and potato chips, consumers are heading online to purchase things that only a few years ago would have been considered strange to buy online. With so many online stores to choose from, it can be hard to tell which are legitimate and which could leave you vulnerable to scam or identity theft.

Plan a Vacation to Charleston, South Carolina
Exploring the wonders of Port City

The oldest and arguably most charming city in The Palmetto State, Charleston was originally founded in 1670 as Charles Town, in honor of England�s King Charles II. At nearly 250 years of age, the city is rich with history, as well as sightseeing opportunities, delicious dining and, of course, southern hospitality.

Healthy Desserts That Won�t Ruin Your Diet
Indulge yourself without feeling guilty with these healthy treats

When you�re on a diet, you tend to restrict yourself to only healthy foods, leading you to cross desserts entirely off your list. However, being on a diet doesn�t mean eating dessert is totally out of the question. In fact, allowing a small daily indulgence can help curb any cravings you might have.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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