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410.768.7800 | December 2016

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Put the "WIN" in "WINTER"
Winter Winning Sweepstakes

Get ready for a chance to WIN this Winter!  Starting now until January 31, 2017 you have a chance to win cash prizes.

Merry Christmas and Happy New Year
Arundel Federal's Holiday Hours

Merry Christmas and Happy New Year!!!  Arundel Federal will be closed for the holidays.  Click "READ MORE" to view our holiday hours.

Best Ways to Spend Your Money Once You�ve Retired
You�ve spent your life saving for retirement, so make sure to put the money to good use

There is no right or wrong way to spend your money once you�ve retired. But you also don�t want to spend a lifetime of savings on something trivial or wasteful, or on nothing at all. Instead, you may want to spend your money in a unique and enjoyable way.

The Power of Compound Interest
Why it really pays to invest early in a retirement account

Money in a savings or retirement account grows over time as it earns interest. But the interest rate isn�t the only factor that determines how much it grows; compounding interest helps your funds grow faster because it lets you earn interest on the money you deposit plus previously earned interest.

What You Should Know About Your Credit Limit
Important credit details to keep in mind

Have you ever wondered why your interest rate is a particular amount or why you were turned down for an auto loan? You may be surprised to find that your credit limit is to blame.

Online Financial Scams to Avoid
Keep your bank account safe online

Once you begin experiencing the time savings and convenience of banking online, it may become hard to remember how you ever lived without it. The online tools provided by your financial institution can make many of your financial tasks a breeze, while built-in security measures keep your information and your money safe.

Vehicle Details: Best Family Cars for Traveling
Get ready for the holiday season

It�s nearly that time of year again when everyone packs into the family vehicle to head to wherever the holiday celebrations take them. Here are some vehicles that can help make your travels more enjoyable:

Celebrate Christmas in New York City
How to spend the holidays in the Big Apple

New York City is an attraction for tourists all year long, but it has a special charm during the holiday season.

How Volunteering is Good for Your Health
Four ways volunteering improves mental and physical health

The end-of-year holidays are a popular time to volunteer at charities and non-profit organizations. However, many people might not realize that as they help others, they also help themselves.

Published by Arundel Federal Savings Bank
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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