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410.768.7800 | www.arundelfederal.com February 2017
 

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Reasons To Consider an Adjustable Rate Mortgage
An ARM can give a short-term "boost" to your finances.

As its name implies, an adjustable rate mortgage (ARM) is one in which the rate changes (adjusts) on a specified schedule after an initial "fixed" period.

Are Your Savings on Target for Your Age?
How much should you have saved for retirement right now?

There are no hard-and-fast formulas to predict how much you should have in your retirement savings at any given time in your life, as there are just too many variables to take into consideration. But by looking at advised guidelines from various industry professionals, you can start to get a general idea of where you need to be.

Best Ways to Save for Your Mortgage Down Payment
Four simple methods to get the ball rolling on your down payment savings

Buying a home is a huge step in life and begins with a huge hurdle: the down payment. Fortunately, by starting early and thinking things through, you can get a solid jump on saving. Here are some easy ideas to get you started.

How Do Loan Terms Impact Your Interest Rate?
Find the best deal by considering how the length of a loan impacts interest

Taking out a loan for a car or a home is a big process that involves many important choices. Although you can�t simply choose whatever interest you prefer�after all, everyone would just choose 0 percent�you can still choose the term, or length, of your loan, which can have a big impact on the interest rate.

Fighting Against Data Breaches
What you can do to keep your financial data safe

Shopping online is convenient, fun and growing in popularity, but many online shoppers worry about the impact of data breaches.

Simple Ways to Walk 10,000 Steps a Day
How to ensure that you are meeting your fitness goals on a daily basis

Walking 10,000 steps every day might actually be simpler than it seems. It may merely take a steady and consistent approach, requisite motivation and a few simple tricks.

Vehicle Details: Top Vehicles That Are Affordable and Cool
A cool ride doesn�t need to break the bank

There are so many choices if you�re looking for a new vehicle that it can be difficult to know where to start. But if your priorities are on coolness and affordability, here are some great options.

Low-Carb Alternatives to Your Favorite Foods
How cutting carbs does not necessarily mean cutting out your favorite meals

If one of your resolutions for 2017 has been to shed a few unwanted pounds, then you may have discovered that one of the clearest paths toward that end is reducing your daily intake of carbohydrates.

Published by Arundel Federal Savings Bank
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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