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Arundel Federal Savings Bank
410.768.7800 | December 2021

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2021 Holiday Hours
See when we are closed and close early

The holiday season is here!  Click "Read More" to see our holiday hours.

2021 Annual Holiday Toy Drive
November 5 - December 17, 2021

Arundel Federal is proud to announce that we will again be holding our Annual Holiday Toy Drive for the 18th straight year this holiday season!

Recognizing a Phone Scam
Don’t lose your money by picking up the phone

The world of phone scams is constantly changing, but these tips are a great place to start so you avoid losing money.

Preparing for Retirement: Roth IRA vs. 401(k)
Similarities and differences between the leading retirement savings options

Retirement may seem like a long way away, but time moves quickly and it could be here before you know it. That’s why it’s important to establish a lucrative, reliable retirement savings and investment solution now.

Saving for a Down Payment
Tips for saving for a down payment on a major purchase

Saving for a down payment for a house, car, or other major purchase can feel overwhelming. The following tips will help you answer your questions so you can start saving now.

Do Ice and Snow Damage Your House?
Learn about the effects of snow and ice on your home

Shoveling snow and salting sidewalks are chores synonymous with winter. Here is a closer look at how ice and snow damage your house.

Setting Up Trust Funds
Key takeaways for trust funds

If you have all of the information you need, you can set up a trust fund to secure assets or benefit someone you care about.

Properly Storing Your Financial Records
How to store your digital and physical financial records

Your financial records contain identifying details and account information that can be dangerous in the wrong hands. Here are a few tips to help you file and protect this vital documentation.

Apps that Save You Money
Big savings are just a few taps or clicks away

Looking to save some money this holiday season? You don’t have to shop sales or clip coupons — thanks to these handy apps, you can save big using nothing more than your smartphone.

Keeping Your Payment Information Locked Down Online
Making sure your online shopping experience is as safe and smooth as possible

Shopping online is safer than ever, but thieves and hackers can easily surpass layers of protection if you aren’t smart with your information. Be on top of your financial info and take proactive steps to keep your money and identity safe.

Shop Smarter This Holiday Season
Helpful tips for staying within your budget this year

The holiday season is fast approaching and you might be stressed thinking about how you are going to buy gifts for all of your friends and family. But it is possible to get everything you need as long as you set realistic goals.

How to Be a Tourist in Your Own Town
See your town with fresh eyes

Whether you’ve had to cancel your vacation plans or you’re simply interested in trying new things, being a tourist in your own town is a great way to spend your free time.

3 Easy Food Substitutions You Can Make for a Healthier Diet
How to enjoy the foods you love and be healthier in the process

But it’s easier to make positive changes to your diet than you might think. All it takes is some creativity when it comes to ingredients.

Getting Started With Scrapbooking
Take the first steps towards preserving your memories

Scrapbooking is a fun and creative way to showcase your favorite family milestones. Consider these tips to help you craft your first masterpiece of memories.

The Best Healthy Habits for Your Heart
Take care of your heart

Looking for ways to reduce your risk of heart attack or heart disease? Be sure to incorporate these habits into your daily routine to live a healthier life.

4 Tips for Decluttering Your Closet
Ways to conquer the clutter in your closet

The following decluttering tips will help you conquer the mess so your closet is organized and functional.

3 Ways to Cut Back on Refined Sugars
Kick refined sugars to the curb with a few easy steps

Whether you’re looking to lose weight or improve your health in the long term, cutting refined sugar out of your diet is a great place to start.

Published by Arundel Federal Savings Bank
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are those of the authors and do not necessarily represent the opinions or policies of Arundel Federal.
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