Avidia Monthly
April 2013
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Avidia Supports Boston Marathon Bombing Victims
by Jessica Bonetti

Hudson South Branch showing Boston Support! In tough times, people come together to make a difference.  Nothing could be truer when Avidia Bank employees banded together to help raise funds in support of One Fund Boston. One Fund Boston was set up by Mayor Menino and Governor Patrick to support those affected by the Boston Marathon Bombings. Read on to see how Avidia worked together to support those affected.

How to create an Identity Theft Report

Becoming a victim of Identity Theft can be frustrating and confusing . Who should you contact? How do you recoup from such a theft? How do you even create proof of such theft? When you find out that you have been a victim of ID Theft, creating an Identity Theft Report helps you deal with credit reporting agencies, debt collectors and business that opened accounts in your name.

What Are Truth in Lending Laws?
Understanding the impact of these laws helps you make informed decisions about your credit

Photo: What Are Truth in Lending Laws? A consumer who wants to buy a new car or home could seek financing, and recognizing how truth in lending laws work can help this buyer make the best choice. Different states have varying versions of the regulations, but the information below highlights the history of the guidelines and how the standards could influence your decision to make a major purchase.

Pretend Retirement
How rehearsing your retirement can help plan for the future

Photo: Pretend Retirement When the topic of retirement comes up, you may find yourself asking more questions than you have answers for. Will you have enough money when you retire? How much can you afford to invest? How will retirement affect your relationship with your spouse and your family? One solution that has recently started becoming more common is rehearsing your retirement. This can be a fun way to find the information you need without making any long-term commitments.

Can Paint Sell Your Home?
Profit from painting your home before you list it

Photo: Can Paint Sell Your Home? The profitability of home ownership is a product of many factors, and there are many ways you can increase the bottom line. Home buyers spend a significant amount of time viewing countless homes; securing the best price possible; and negotiating mortgages, prices and closing costs. Profit depends equally on sale price, however, so be sure not to neglect the selling process. After all, buying low and selling low produces the same result as buying high and selling high.

Celebrating Earth Day
Observe this environmental holiday by cleaning up the world around you

Earth Day has been celebrated annually on April 22 since 1970. The day is designated as a way to acknowledge the environment and consider ways to make the earth a healthier place to live.

Five Vehicles for Families
Some of the best people-movers on the market

Photo: Five Vehicles for Families Whether the goal is safety, cargo or passenger space, entertainment features, cost savings, or some combination of all of the above, the automotive marketplace offers incredible options for vehicle-buying families.

Calcium: Are You Getting Enough?
Protect your bone health by ensuring the right daily dose

Calcium is an important mineral that your body uses not only to build strong bones, but to keep your muscles and nerves working and your heart pumping, according to the Mayo Clinic. Are you getting enough?

Sports Films That Will Inspire You
Not-to-miss uplifting classics

Some sports films are for everyone. From men to women to kids of all ages, there is something inspiring to be found in many sports movies. Whether it is a story of an underdog or the true-life story of a favorite team, sports films are often not about athletics � they are often joyful and positive parables about life.

Amelia Island, Florida
Enjoy the Southern hospitality of the State's Northernmost Barrier Island

Despite being just 13 miles long and two miles wide, this northernmost barrier island of Florida offers much to visitors. Luxury accommodations, sophisticated dining and historical attractions make for a relaxing and interesting getaway.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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