Avidia Monthly
August 2013
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How to Handle Medical ID Fraud

Dealing with doctors and insurance companies can be daunting enough. Now think about if an identity thief used your name to get medical treatment. The medical results of the ID thief, such as blood type, allergies or even illnesses, can get into your medical file, your health insurance and payment records. This can also have an effect on future life insurance or health insurance rates if not resolved.
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Five Personal Finance Books to Read Now
Learn from personal finance gurus the top philosophies and the methods that work

Photo: Five Personal Finance Books to Read Now Picking the brains of personal finance experts is one of the best ways to improve your own financial prowess. Attending a seminar would allow you to do this in person; however, most people can�t spare the time or funds needed to make this a viable option. Finding the time to watch hours of financial television and take notes to distill the best tips is also out of the question for many people. Fortunately, many of the most respected personal finance gurus have compiled their best advice into books. Here are five that go beyond rehashing common knowledge and offer a variety of strategies that can help your finances right now and for the rest of your life.
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Smart Ways College Grads Can Save
Tips to help college grads start on the right path to their financial future

Photo: Smart Ways College Grads Can Save Now that the rigorous years of college are behind you, you are ready to embark on a new chapter in the professional world. As you work on your resume, start applying for jobs and look for an apartment that falls within your budget, you�ll want to also focus on how to be smart about saving.
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The Pros and Cons of Internet Education
Going to college in your pajamas is more possible than ever

Photo: The Pros and Cons of Internet Education Online education has come a long way in the past few years. Almost all major colleges and universities now offer at least some online courses, and some Ivy League schools have even begun offering courses over the Internet that are available to anyone at no cost. It all seems so easy, but there are (of course) a few catches.
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The Least Expensive Cars to Own
Five-year ownership costs are at least as important as the initial price tag

Photo: The Least Expensive Cars to Own Everyone loves a low price tag, but judging new cars by their long-term ownership costs is at least as important. Taking into account such factors as purchase price, value depreciation, cost of insurance, maintenance and repairs, and fuel costs, the Scion iQ, Hyundai Veloster, Buick LaCrosse, Subaru XV Crosstrek and Chevrolet Volt are among the best in their categories.
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Why Your Body Needs Iron
The facts about this essential mineral

Fitness fanatics often talk about pumping iron, but really, they should talk about how iron keeps them pumping. Iron is found in every cell of the body and is critical to blood cell production, oxygen flow, digestion and other bodily functions. But according to the Centers for Disease Control and Prevention, iron deficiency is the most common nutritional deficiency in the United States.
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Kennebunkport, Maine
Vacation in presidential style in this coastal village

If you've never been to Kennebunkport, Maine, odds are you've heard the name in relation to a famous family that has a summer home there: the Bushes. Enjoy a vacation worthy of a first family in this coastal village.
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Best Actor and Actress Memoirs
Memoirs provide a more in-depth look at your favorite stars

While entertainment news shows on television report the comings and goings of our favorite stars, they only give us snapshots of their lives. A memoir by a popular actor or actress rewards readers with a more in-depth look at how and why they found immense success in television, movies or both. Following are some interesting and enjoyable memoirs by some of entertainment's brightest stars.
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Five Summer Lawn Watering Tips
Blue water brings green lawns

Though it would be nice to rely on Mother Nature to keep your yard irrigated, that is just not the case anymore. To ensure a healthy and green lawn this summer and beyond, consider these five watering tips.
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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