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December 2013

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Happy Holidays!
From our President & CEO Mark R. O'Connell

One of the great things about this time of the year is the opportunity it gives us at Avidia Bank to connect with you, our customers and supporters. We can look back at a successful year and look forward to helping you take advantage of the …

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Watch out for Popular Holiday Scams

December is a time to celebrate the Holidays with family & friends. There’s a genuine good feeling in the air and everyone is in the Holiday spirit. Unfortunately, there are those who like to take advantage of this time of year for bad …

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Photo: Five Ways to Help Younger Folks Retire on Time (Or Even Early!)

Five Ways to Help Younger Folks Retire on Time (Or Even Early!)
Take these simple steps with the youths in your life to get them on the road to retirement relaxation

Dire predictions about the job market and Social Security have many analysts insisting that a postponed retirement will be the norm in the coming decades. Here are five ways you can help keep younger folk on track to retire while they can enjoy their…

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Photo: Tips on How to Avoid Overspending

Tips on How to Avoid Overspending
Cut down on your expenses without cutting out the things you love

Creating a budget for yourself and your family is an important step toward being financially stable. One factor that can significantly impede your efforts toward financial stability can be the bad habit overspending. It can be difficult to set …

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Photo: Buying a Used Car from a Private Seller

Buying a Used Car from a Private Seller
Tips to keep in mind as you search for your new pre-owned vehicle

If you�ve decided that it�s time to buy a new car � whether you have a new driver in the family or you�re just ready for a change and perhaps an upgrade � but you don�t want to deal with buying from a dealership, there are plenty of private sellers …

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Photo: Three Awesome Small Cars

Three Awesome Small Cars
The Nissan Versa Note, Honda Fit and Mitsubishi Mirage are small car leaders

In the subcompact car segment, the consumer faces almost an embarrassment of riches, but three vehicles have risen above the competition. Meet the Nissan Versa, the Honda Fit and the Mitsubishi Mirage: three awesome small cars built for fun, fuel …

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Improving Blood Circulation
How to get your blood pumping if you have poor circulation

Poor circulation is a problem that affects many Americans. The technical term for this condition is peripheral vascular disease (PVD), which is essentially an umbrella term for restricted blood flow in areas of your body outside the heart or brain. …

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Napa, California
Enjoy a luxurious, laid-back stay in wine country

Wine enthusiasts from around the world travel to Napa Valley, Calif. Plan a luxurious, laid-back vacation filled with tastings, spa treatments and some of the country's best cuisine.

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Green Gear for Babies and Kids
Eco-friendly choices for the whole family

If you are conscious of your environmental footprint and the impact you make on the world around you, you're probably aware of the ecological impact your kids make as well. Even though babies and children often require a lot of "stuff," it's still …

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Top Wedding TV Shows
Wedding hints and tips from your favorite nuptial shows

For brides-to-be (and grooms-to-be, for that matter), there is nothing more helpful in planning a wedding than watching how other couples handle it. Whether a television show presents helpful and creative ideas for the big day or simply dramatizes …

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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