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June 2014

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"Where's my phone!?"
Cheap and easy ways to protect your information on your cell phone
 Do you know that feeling of panic you get upon realizing you can't find your smartphone ANYWHERE? It's not in your pocket, not in your car and your kids don't have it. Did you leave it in the cart at the store? Is it on your desk at work? Did someone steal it? It feels like you've lost your wallet. Well, that's not too far from the truth.

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Photo: Should You Take a Loan From Your 401(k)?

Should You Take a Loan From Your 401(k)?
To withdraw money now or to wait until retirement�that is the question
 When life gets financially tough, dipping into your 401(k) for emergency funds might sound like the easiest solution. If you�ve considered this or done so, you�re not alone: about 20 percent of people who have a 401(k) plan who are eligible to take loans against their retirement savings in fact do so, according to research from the Employee Benefit Research Institute.

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Photo: Improving Financial Health

Improving Financial Health
Steps for improving your financial health
 Advice is easy to find on the Internet; sometimes it�s so easy to find that it�s overwhelming and discouraging. Financial advice is especially abundant, making it hard to sift through when you want to find the best steps to take to improve your financial health. Fortunately, all you have to do is start with the following steps and you will be on the path toward better financial health today.

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Photo: How to Not Run Out of Money During Retirement

How to Not Run Out of Money During Retirement
Worried about spending all your retirement savings before you should? Read on
 It�s the question that plagues almost every person saving for retirement: �How do I know this will be enough?� The simple answer: You don�t. Whether you�re in your 20s and just beginning your 401(k), or nearing retirement and examining the tentative figures set aside for you, don�t fret. There are lots of reassuring ways to ensure that you don�t deplete all your savings when you�re retired. Follow…

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Check out our Blog!

Avidia Bank is now in the "blogosphere!"  Every week, our Marketing Director, Ken Simms, will be blogging about a variety of topics such as retirement, savings …

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Photo: Top Summer Convertibles

Top Summer Convertibles
These convertibles will help you make the most out of the summer
 There aren�t many things that can beat the feeling of the wind blowing through your hair on a hot summer day. If you�re thinking about getting a convertible, here are three …

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Drive Green with Eco-Driving Tips
Decrease your fuel usage to save your budget and environmental impact
 The costs and environmental impact of gasoline have risen greatly over the last few years. Long gone are the days when you could fill up your car for $1.39 a gallon. With fuel…

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San Diego, California
Beaches, theme parks and more attract vacationers to this coastal city
 San Diego appeals to a variety of vacationers. Theme parks attract families, while arts and entertainment offerings bring in singles and couples without kids, and all enjoy …

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Five Low Carb Breakfast Smoothies
Control carbohydrates and lose weight
 Carbohydrates are the fuel your body converts into glucose for energy. Without carbs to burn, your body resorts to burning fat reserves. This is a good thing if you want to …

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Create Your Own Backyard Movie Theater
Take in favorite flicks while under open skies
 One of the most enjoyable things you can do with your family, relatives and neighbors is to create a temporary or permanent backyard movie theater. With the high cost of …

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.


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