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November 2014

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October 2014
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Happy Thanksgiving!
There is always, always, always something to be thankful for. All of us at Avidia Bank wish you a wonderful Thanksgiving holiday surrounded by family and friends. Please keep the men and women of the armed forces who are far from home in your thoughts.

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Bill Pay or People Pay?
Bill Pay and People Pay are convenient payment options that are available through our Internet Banking and Avidia Mobile app. Bill Pay and People Pay save you money from having to purchase stamps, saves you time from having to write out checks and increases the security of your account information.

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Paying Down Debt
Which loans should you pay down first?
Is there a right or wrong way to pay down your debt? The answer is not cut and dry; it depends on your financial and personal goals and objectives. There are two main theories about the order of which to pay off loans, and even more advice about those plans.

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Online Banking: How to Avoid Being Hacked
Helpful ways to minimize getting hacked
Online banking is convenient, efficient and simplifies your finance management immensely. No more statements and papers � everything is on your computer or mobile device, right at your fingertips.

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What is Most Important to Homebuyers?
What the next-generation homebuyer is looking for in a home
If you�re looking to put your home up for sale, there are an array of things to do that can entice a potential buyer. For starters, you can clear the clutter, clean the carpets and try to paint over your kid�s fingerprints on the walls.

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Our Shrewsbury Office is Accepting Toy Donations
Our Shrewsbury Office is currently accepting donations of new, non-violent toys in support of Shrewsbury Youth and Family Services and the Worcester County Department of …

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Great Automobile Choices for Older Drivers
Comfort and versatility highlight these models
There are so many options on the road today it can be dizzying. As you get older, automotive needs change and priorities shift, but you still want a vehicle that is safe and …

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DIY Ways to Prep Your House for Winter
Do-it-yourself solutions for home repair come wintertime
As fall morphs into winter and temperatures increasingly drop, you may notice cooler weather inside your home as well. One reason: Things like cracks in window panes, poorly …

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Be Green by Wasting Less Food
Tips for saving food and saving money
If you are searching for new ways to be environmentally friendly, you may have noticed that many options, such as installing solar panels in your home, can require an initial …

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5 Ways to Stick to an Exercise Routine
Motivation flagging? Use these tips to keep plugging away at your fitness plan
How many times have you penned a workout plan � and then did not follow through with it? You�re not alone. Even when you have the best intentions, motivation can ebb and flow …

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Naples, Florida
Here�s why the edge of the Everglades offers the premier vacation spot for all
Southwest Florida�s Naples is a city of superlatives. Ranked one of the �20 Best Small Towns in America� by Smithsonian Magazine, Naples is the destination for beach and …

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.


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