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December 2014

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Happy Holidays from all of us at Avidia Bank!
Holiday hours announced
 We would like to take this time to wish everyone a wonderful and safe Holiday and Happy New Year! No matter what you celebrate, who you celebrate with, make it memorable. Read more to view our hours for Christmas and New Years.

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Holiday Scams to try and Avoid
By Steve Weisman, special for USA Today

Don’t let the holidays get your guard down when it comes to your personal information. Read about the newest holiday scams out there and how to avoid them. USA Today contributor and a leading expert in scams and ID Theft, Steve Weisman, fills us in on the latest scams this holiday season.

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Money-Saving Tips From Top Bloggers
A roundup of the best cost-cutting tips from bloggers
 Who can�t use a little financial advice? We all want to sock away extra money; however, most of us more commonly check our bank statements, wondering where exactly the money has gone. Every cent spent � from groceries to gas � may not immediately feel hefty, but these costs do add up.

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Online Banking Alerts
Banking on the Internet is safer than you think
 The conveniences of the Internet are well known to nearly everyone at this point. In contrast, some people are still weary of doing their banking online. However, when you opt into online banking alerts, you can eliminate fear from the process.

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Turning Your Home Into a Rental Property
Advantages and disadvantages of renting out your home
 Buying a home is already a great investment � but turning that home into a rental property may benefit you even more. It�s a responsibility that more and more homeowners are looking to take on.

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The Best Affordable Vehicles for Poor Weather Climates
These vehicles make weather one less thing to worry about
 With all of the impressive technologies available today, it�s kind of amazing to think that the weather is still something that can wreak such havoc on our lives. Winter …

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DIY Projects for a Cozy Home
Easy ways to keep your home cozy
Even if you don�t live in a region where winters hit extreme low temperatures, this time of year still tempts us to layer on soft clothing and snuggle up in a cozy room with …

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Holiday Gift Guide
The best gifts for your family this holiday season
 With the holidays right around the corner, everyone seems to be filled with joy and cheer. But if you haven�t done your holiday shopping yet, the mantra, �It�s better to give …

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Go Green for the Holidays
Ways to be eco-friendly this season
 People sometimes tend to indulge over the holiday season, increasing their waistlines and decreasing the amount in their bank accounts. But when it comes to being …

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.


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