September 2015

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Back to School Contest
Are you a student heading off to college?  Enter out Instagram contest, before September 9, for a chance to win a $50 gift card to Amazon!

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Introducing The #AvidiaSmarties!
Have you met the Avidia Bank Social Media Street Team?  You may have seen them at events or been following them on social media!  This is the first brand ambassador program of its kind!

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Mobile Money Match
Use Mobile Deposit on your Avidia Mobile App for chance to win a money match of up to $500!

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Did you know we're on Yelp?
Share your favorite experiences at your local Avidia Bank Branch!  Tell us about the teller you always go to and let us know how we can improve our service! 

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Cardless Cash - Now Available on Avidia Mobile
Cardless Cash joins a robust line of mobile banking features from FIS available within Avidia Mobile, such as remote check deposit and person-to-person (P2P) payments. Other enhancements with this …

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How to Use an EMV Chip Card
If you have a debit card account at Avidia Bank, you will be receiving a new card in the next few months.  In an effort to increase fraud protection and security for our customers, the new …

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Stand Up to Cancer
Together we can raise up to $4 million for Stand Up to Cancer.  Help fund cancer research by paying for a meal with your MasterCard.  From July 13, 2015 through September 15, 2015, spend …

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7 Things Business Owners Need to Know About EMV Terminals

New credit cards that add a security chip to the traditional magnetic strip are being distributed to customers before October 1 to help cut down on fraud. Many small businesses are not ready for the change and do not know what the change means for them.  Here are 7 things business owners should know about this change and how it can affect them.

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September Events

Labor Day,  Old Home Days, Applefest, Spirit of Shrewsbury, MetroFest, WoofStock and Taste of Wachusett.

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How to Make Your Own Natural Cleaning Products
Natural cleaning products that get the job done at a reduced price

Whether you’re on a tight budget or just trying to help the environment, natural cleaning solutions made from regular household items such as vinegar, baking soda and hydrogen peroxide can make your house cleaner and keep your bank account considerably fuller. Best of all, creating your own natural cleaning products allows you to control the ingredients of your cleansers, so you can avoid the toxins found in some name brand cleaning products.

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Visit Sonoma, California
Pamper yourself and experience wine country in Sonoma, California

If you’re looking for a vacation that lets you relax with a great glass of wine and amazing scenery, consider a trip to Sonoma, California. It’s a perfect couples retreat that is far away from the hustle and bustle of city life, and there are many great experiences to choose from.

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Vehicles With Excellent Fuel Economy
If you’re looking to spend less on fuel, these vehicles should be at the top of your list

Even with the average gas price below $3 per gallon, everyone is always looking for ways to slash their fuel bills. You could drive less, or, better yet, you could carpool whenever necessary, but for those who don’t have that option, there are plenty of fuel-efficient vehicles to alleviate some of the wallet strain your vehicle may be causing.

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Hidden Costs of Home Buying
The biggest expenses first-time buyers don’t expect

You’ve been saving up for years. You found the home of your dreams and negotiated a price that works for you—you even saved enough for a 20 percent down payment! A big weight likely feels lifted from your shoulders. But don’t get too comfortable. First-time home buyers are often vulnerable to surprise costs for which they did not budget. Don’t be caught off guard; familiarize yourself with these five common hidden expenses:

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.


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