PeoplesBank Post
April 2014
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Are Home Equity Loans Making a Comeback?
With lenders more willing to lend, homeowners begin to utilize home equity loans again
Photo: Are Home Equity Loans Making a Comeback?
Home equity loans - when homeowners are able to borrow a portion of their equity to put toward a major purchase such as a renovation or an education expense,- were all the rage in the mid-90s. However, when the housing market became depressed, lenders became uneasy about having homeowners tap into their equity, and they began to vanish.
What is an Investment Strategy?
How to understand and evaluate investment strategies
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Investing is similar to cooking, no two people go about it in exactly the same way, and great results can be had from very different techniques. The following information about investment strategies can be useful whether you’re interested in learning how to develop your own strategy or if you want to be able to communicate with your financial advisor more effectively.
Five Innovations That Can Save Your Business Money
Cut down your expenses while still running your business to its fullest potential
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Looking for some cost-cutting ideas that will allow you to still promote your business? You’re probably wondering where you can sign up. There are tons of technical or non-technical innovations in this world that can help your business thrive while still allowing you to pinch pennies. Learn what they are:
Candy Alternatives for the Easter Basket
Healthy treats, pennies and more

If you want to avoid all the sugary treats when you’re helping the Easter Bunny with his basket creations, there are many ways to do this while still bringing smiles of delight to your children. We have some ideas to inspire the possibilities.
How to Recycle Everything
A quick guide to ditching your stuff

Each year, thousands of items are thrown into trash piles and landfills, creating environmental headaches for future generations. Consider recycling or passing on your unwanted items to others who may have a need for them. Future generations will appreciate a cleaner environment, and others will appreciate receiving items they may need.
The Pros and Cons of Leasing a Vehicle
What do you need to know for your next vehicle?
Photo: The Pros and Cons of Leasing a Vehicle
There’s a lot to consider when you’re on the market for a new vehicle. Once you’ve decided on the perfect make, model and color, you also have to find the best way to finance your new car. In order to determine if leasing is right for you, consider the following pros and cons:
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  
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