PeoplesBank Post
July 2014
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Thinking about retirement is easy. Let PeoplesFinancial and Insurance Services help with your planning.
Paul HillsburgPaul Hillsburg knows that investment isn't easy. “The decision to invest is simple,” Paul notes, “You want to achieve your financial dreams, but don’t want to lose your nest egg along the way. Deciding how and where to invest gets more complex every day.”

Paul is an Assistant Vice President at PeoplesFinancial and Insurance Services and Investment Executive with Infinex Investments, Inc.. He has been helping individuals and families plan for retirement or college education for more than 20 years.

Seven Ways to Save at the Supermarket
Cut your grocery bill today
Photo: Seven Ways to Save at the Supermarket
Food shopping is an essential part of living for every family. But over the years, prices on fare have increased steadily, causing households to spend more and more on their weekly groceries. And, according to the Bureau of Labor Statistics' Consumer Expenditure Survey, the average American family shells out nearly $540 a month on food, with an average of approximately $312 for groceries.
Get Rid of the Debt Before You Retire
Paying interest on a fixed income is a no-win situation
Photo: Get Rid of the Debt Before You Retire
At this point, you know how essential it is to save for your retirement. What you're putting in your 401(k) and your IRA now is likely to be the source of most of your income later. But planning for retirement is about more than just making sure you have enough money coming in ó it also means taking control of the money you have going out. And that means paying down your debt.
Why Business and Personal Finances Donít Mix
Benefits of keeping your personal and business finances separate
Photo: Why Business and Personal Finances Donít Mix
If youíre a business owner, then you know how hard it can be to keep work from invading your home life. Doing paperwork at the dinner table or heading into the office on a Sunday may be unavoidable from time to time, but there is one aspect of your business that you should never mix with your personal life: your finances.
Easy Green Habits You Can Adopt Today
Nine quick changes to benefit the environment

Living a life that is friendly to the environment doesn't necessarily mean making sweeping changes in all areas of your life. Buying an electric car, installing solar panels on your home or living off the grid can be too costly for some and too extreme for others. A few small changes to your everyday life can reduce your carbon footprint and make a difference in the world around you.
Boothbay Harbor, Maine
Set sail to this coastal town for a vacation to remember

Known as "The Boating Capital of New England," Boothbay Harbor attracts its fair share of water lovers. Historical and cultural activities, as well as dining and shopping opportunities, also await visitors in this charming town on the rugged Maine coast.
Top Three New Car Values
How much you pay is as important as what you buy
Photo: Top Three New Car Values
Buying a car is always an important and tedious decision. When you do your research to find out which cars have the features you really want, itís just as important to find out which cars are really good values in their segment, too.
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PeoplesBank is eligible for:
Best Local Bank’
Best Mortgage Lender’
Best Place To Work’
The Republican’s Reader Raves is one of the area’s most prestigious readers’ choice polls, and this year voters can win prizes just for participating!

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  
June 2014
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