PeoplesBank Post
February 2015
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The Evolution of Valentine’s Day
The history and dramatic evolution of St. Valentine's Day
If you think Valentine’s Day isn’t what it used to be, you’re right, and not just because of the ever-expanding commercialism. The holiday has undergone massive evolution in its long history, and it seems like the changes have even sped up in recent years.
Paying Down Debt vs. Investing vs. Saving
Best tactics to improve your bottom line

Paying down debt is a tricky process. Not only is it hard finding the money to do so, and it takes a while, but there are different strategies to employ based on your goals. Some people may contemplate saving throughout the year to get a solid nest egg before starting to pay down on that debt. Others opt to invest in hopes to make more money back in order to pay money off more quickly later. There are many considerations when it comes to deciding what to do with your money. Here are just a few of them.
How Much of Your Income Should go to Housing?
Know just how much home you can afford

If you’re in the market for a new home, there’s an age-old question you must ask yourself: How much house can you afford?
Don't Make a Critical Startup Mistake – Pay Yourself First
Why you need to prioritize paying yourself

When you are starting a small business, there never seems to be enough money to cover all your immediate concerns. Many expenses are non-negotiable, such as buying merchandise, paying rent and paying employee salaries, so you may try to save funds by cutting down on your own salary. Although this seems like an obvious place to save, it can actually be a big mistake.
Common Energy Myths — Debunked
Setting the record straight about power sources

As a property of physics, energy in and of itself is not easy to understand. Rumors swirl about energy usage within the home, its cost and what it means to “save” it. It’s much easier for homeowners and consumers to take the claims at face value instead of doing the necessary research. To help set the record straight, take a look at five oft-cited myths about electricity and other energy sources.
Shopping In Store vs. Online
Deciding between taking a ride or going online

Are you the kind of person who enjoys perusing store by store at the mall in the hopes of finding what you need? Or do you prefer to sit at your computer or tablet in the comfort of your own home, filling virtual shopping carts with items?
Facts About the Presidents You Probably Didn’t Know
Little-known facts about our country’s presidents

Memorizing a litany of facts about the presidents during school probably left you without any desire to find out more, but if you do a little research you will discover a plethora of interesting facts that weren’t included in your basic history textbook. Here are some peculiar, funny and nearly unbelievable facts about the former leaders of our country.
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  
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