PeoplesBank Post
September 2015
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5 Tips for Getting Financially Organized
Stay on top of your finances in an efficient manner
One of the most common reasons for being strapped for cash isn’t always overspending or being fruitless with money — it’s being unorganized. Think about it: When you can’t pay a bill on time because you’ve misplaced it, that can lead to a late fee. Or if you’re behind schedule on keeping watch of your bank account, you may incur an overdraft charge.
College Savings Trends to Consider
Don’t just save—invest

Traditionally, college in and of itself is said to be an investment, but could saving for college be considered one as well? Many of the recent trends in college savings involve doing a lot more than simply putting money aside in low-yield savings or classic, taxable investment accounts. Find out more about some of the fresh ways people are now starting to plan for their children’s futures.

Preparing to Leave an Inheritance
We can all learn from the questions of people leaving a large inheritance

The ability to leave children, grandchildren or other family members a large inheritance provides a very rewarding feeling. Many people who are setting up inheritances—particularly large inheritances—find that this feeling becomes complicated by questions about whether the inheritance could have unexpected consequences. Taking time to contemplate the following issues can help you feel secure that the inheritance will help your family in the manner you intend.

Keeping Track of Business Debt
Tracking your finances to avoid business debt

Who keeps track of your business debt for your company? It’s common for business owners to have accountants take care of their critical numbers. However, when all is said and done, the business is on the shoulders of the owner, and it’s important that you fully understand how to keep track of the company’s finances.

5 Ways to Improve Your Eyesight Naturally
Forget surgery—these tips could help you improve your eyesight naturally

Some of us are lucky enough to be born with near-perfect vision. These individuals will go through life never needing to wear glasses. Others aren’t so lucky and must shell out hundreds, if not thousands of dollars every year for contact lenses, reading glasses, bifocals, designer frames—you name it.

How to Make Your Own Natural Cleaning Products
Natural cleaning products that get the job done at a reduced price

Whether you’re on a tight budget or just trying to help the environment, natural cleaning solutions made from regular household items such as vinegar, baking soda and hydrogen peroxide can make your house cleaner and keep your bank account considerably fuller. Best of all, creating your own natural cleaning products allows you to control the ingredients of your cleansers, so you can avoid the toxins found in some name brand cleaning products.

5 Vehicles With Excellent Fuel Economy
If you’re looking to spend less on fuel, these vehicles should be at the top of your list

Even with the average gas price below $3 per gallon, everyone is always looking for ways to slash their fuel bills. You could drive less, or, better yet, you could carpool whenever necessary, but for those who don’t have that option, there are plenty of fuel-efficient vehicles to alleviate some of the wallet strain your vehicle may be causing.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  
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