PeoplesBank Post
December 2015
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Tips From Popular Money-Saving Experts
Easy ways to save money each day
We all want to save money. While it’s a struggle for many, there are lots of simple ways to sock a few — or more — extra bucks away each month. Take a cue from some of these money-saving experts to find out a few easy ways you can cut back on expenses and start saving for whatever it is life throws your way.
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Home Equity Loans — What You Need to Know
Information for borrowers considering home equity loans


The popularity of home equity loans, also known as second mortgages, is once again on the rise, after greatly diminishing during and right after the recession. If you are in the process of comparing loan options, here is information you need in order to determine if you could qualify for a home equity loan, and if it would work well with your financial situation.
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Can You and Should You Create a DIY Estate Plan?
Do you need the help of professionals to create your estate plan?


Increasingly, we live in a “do it yourself” world. We scan and bag our own groceries in self-checkout lanes; we take selfies, and then edit and print the photos at home. With the help of the Internet, we seek to give ourselves medical diagnoses and to obtain free advice on a range of issues previously left to professionals.
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5 Things to Consider Before Starting Your Own Business
Questions to ask yourself before you decide


Have you made it a goal to start your own small business? It’s an admirable endeavor, and often a smart move, especially as corporate America is increasingly downsizing and outsourcing. Starting your own business is a practical alternative to job searching, as long as you do your homework on the logistics and strongly consider the following points.
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Healthy New Year’s Resolutions You Should Actually Stick To
Make 2016 a year unlike any other with these resolutions


It is a common practice for individuals to set resolutions for the New Year. Typically, health-related goals are chief among these aspirations. Typically, they involve going to the gym more, eating better or quitting some degree of bad habit. It can be quite easy to fall off the wagon with resolutions once the shimmer of the New Year has worn off, but 2016 can be the year where you finally stick to your pledges and improve your quality of life. To help, here are resolutions for 2016 that you should strive to achieve.
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5 Indoor Activities for Kids on a Cold Winter Day
Keep children entertained when it’s cold outside with these fun indoor activities


For many across the U.S., winter weather means snow, ice and whistling wind. As the weather gets colder, it is likely your children will want to stay inside most of the time. When children are stuck indoors, however, cabin fever can set in quickly. To keep your children from being bored or glued to the television on a cold winter’s day, consider these five indoor activities you can do as a family.
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How to Make a Small Bathroom Look Bigger
Expand your bathroom by making it appear larger


Bathrooms are an important area in every home, but not all of them possess a spacious amount of square footage. If your bathroom currently feels cramped, you do not need to tear it down and remodel it to efficiently utilize the space you already have. With some simple rearranging and new décor, your small bathroom can look a whole lot bigger.
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  
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