PeoplesBank Post
February 2016
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Tips for Knowing When to Sell Your Home
The best times to list
Maybe youíve outgrown your home. Maybe youíre looking for a change of city or town. Whatever the reason you want to sell your home, itís important to know the best time to put it on the market. That way, you can sell fast and get the best price possible.
Late to the Retirement Savings Party?
Simple first steps for those nearing retirement age but donít have savings

A recent survey of near-retirees by the Employee Benefit Research Institute and Greenwald and Associates found that around one-third of workers have less than $1,000 saved up for retirement. Saving often and early is the best advice given for retirement planning, but what happens if you are part of that one-third of workers already stumbling upon retirement with little to no nest egg? There are a number of ways to get your savings started. Here are just three of the most basic:

The Basics of Creating Your First Budget
Take the time and make a basic budget to keep your finances afloat

Are you preparing to graduate? Congratulations on taking the big step of moving out into the real world. The autonomy is a great feeling, but it comes with its share of responsibilities, such as handling your own finances. Creating a basic budget will help you keep track of your income, expenditures and savings. All it takes is a pen, paper and about 30 minutes.

Small Ways to Save That Add Up
These little things could mean big savings for your business

What business doesnít wish it could have just a little more money? Running a company is no inexpensive task, and cutting costs is essential to ensuring that youíre gaining profits. Thatís why itís important to put saving money on the top of your priority list.

Understanding Your Blood Pressure Reading
How to better understand if you are at risk for or are suffering from high blood pressure

If one of your resolutions for 2016 is to get your health in order and take steps to improve your overall quality of life, there are certain factors that you will want to consider.

Foods You Should Always Buy Organic
Five foods to purchase organic in the new year and beyond

If you are one of the countless Americans who have resolved that 2016 will be the year in which you finally begin to tighten up your diet, you have certainly been spending more time in the produce aisle at your local grocery.

The Hidden Costs of Buying a Car
Avoid these top car-buying blunders that can eat away at your budget

Purchasing a new car is exciting, no doubt about it. But that doesnít mean we donít wince when we see the bill. To make things worse, that bill might be higher than it should be. Thatís because there are many hidden costs when purchasing a car that can easily sneak up if youíre not paying close attention. Read on to find out what they are.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  
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