PeoplesBank Post
December 2016
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Best Ways to Save for Your Mortgage Down Payment
Four simple methods to get the ball rolling on your down payment savings
Buying a home is a huge step in life and begins with a huge hurdle: the down payment. Fortunately, by starting early and thinking things through, you can get a solid jump on saving. Here are some easy ideas to get you started.
[FULL STORY]
The Power of Compound Interest
Why it really pays to invest early in a retirement account


Money in a savings or retirement account grows over time as it earns interest. But the interest rate isn’t the only factor that determines how much it grows; compounding interest helps your funds grow faster because it lets you earn interest on the money you deposit plus previously earned interest.
[FULL STORY]

Best Ways to Spend Your Money Once You’ve Retired
You’ve spent your life saving for retirement, so make sure to put the money to good use


There is no right or wrong way to spend your money once you’ve retired. But you also don’t want to spend a lifetime of savings on something trivial or wasteful, or on nothing at all. Instead, you may want to spend your money in a unique and enjoyable way.
[FULL STORY]

Reinvesting Your Profits
How much of your profits should you reinvest in your business?


The power to transform your ideas into real products and services is one of the most fulfilling parts of being a business owner—and when those ideas become profitable, the feeling is even better. Deciding what to do with those profits is an important part of running your business, starting with determining what percentage of your profits to reinvest.
[FULL STORY]

Celebrate Christmas in New York City
How to spend the holidays in the Big Apple


New York City is an attraction for tourists all year long, but it has a special charm during the holiday season.
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How Volunteering is Good for Your Health
Four ways volunteering improves mental and physical health


The end-of-year holidays are a popular time to volunteer at charities and non-profit organizations. However, many people might not realize that as they help others, they also help themselves.
[FULL STORY]

4 Great Films from 2016 You Might Have Missed
Check out these fantastic films that you probably haven’t seen


The film industry continuously works to create stories that will amaze and inspire for generations. This year, we’ve already been introduced to plenty of popular blockbusters that have warmed our hearts or made us laugh until we can’t breathe.
[FULL STORY]

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  
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