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Bank of Gravett Monthly Newsletter
March 2016 Gravette • Hiwasse • Centerton • 479.787.5251

NEW Home Equity Lines of Credit
Special Intro Rate Available April-June 2016

NEW Benton County 2016 Plat Book
For purchase at all BoG locations


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New Financial Products Now Available at BoG
Home Equity Lines of Credit and Mobile Deposit

Bank of Gravett is proud to offer two new products that will benefit you--saving you time and money. Home Equity Lines of Credit and Mobile Deposit are now available at BoG!

Home Equity Lines of Credit

A Home Equity Lines of Credit (HELOCs) is a form of revolving credit in which your home serves as collateral.  Because a home is often your most valuable asset, homeowners can use home equity credit lines for major items, such as education, home improvements, or unexpected expenses.

Major benefits of a Home Equity Line of Credit is that you can draw on the equity line any number of times and you pay interest only on the amount you use. For example, you can start out by lowering your interest cost on high interest rate credit cards by consolidating with a home equity line of credit.  When that balance is paid off, you may wish to finance a car with your equity line instead of taking out a car loan.  Finally, while they are not a good substitute for true education loans, they can be used to meet short term needs, as when the tuition bill comes around when you are a little short on cash.


All Signs Point to Success For Arkansas Sign & Banner Shop
Congressman Steve Womack joins Bank of Gravett and FHLB Dallas in presenting Small Business Development Grant

When demand was exceeding supply, Joe Conway, owner of Arkansas Sign and Banner, took it as a sign that something had to change. Thanks in part to a loan from Bank of Gravett that was funded by an Economic Development Program (EDP) advance from the Federal Home Loan Bank of Dallas (FHLB Dallas), and an accompanying $19,369 EDPPlus grant, Arkansas Sign and Banner is expanding. The loan assisted in the purchase of a 60-foot boom truck. The grant funds were used for acquiring equipment, hiring an additional staff member to maintain and operate the vehicle, and marketing efforts.Congressman Steve Womack (AR-District 3), Arkansas State Representative Jim Dotson (District 93), Bentonville Mayor Bob McCaslin, and Kathryn Gough, field representative for U.S. Senator John Boozman, joined representatives from Bank of Gravett and FHLB Dallas today at an event celebrating the grant to the small business. Congressman Womack says the EDPPlus grant not only impacts Arkansas Sign and Banner, but the economic landscape of northwest Arkansas, as well.


Financial Mistakes the Wealthy Avoid
Ten faults to avoid in the pursuit of being rich

Unless you are already rich, you donít understand what itís like to be rich. That said, you donít know the mental challenges that have been overcome and the sacrifices that have been made to get to that level of wealth. In the pursuit of becoming wealthy, you need changes in habits, mindset and corresponding attitude in order to avoid these 10 common mistakes.

Rising Interest Rates and the Housing Market
How will the housing market change as interest rates go up?

When the Federal Reserve announced that it would raise its short-term interest rate, people across the country were left wondering exactly how that would affect them. For many people, the impact on mortgage rates is of particular concern.

Insurance for Your Small Business
Protect your business with the proper insurance

Your small business represents a tremendous investment of both your time and money. In order to protect that investment, you need the proper insurance. Here are the basics you need to know about insurance for your small business.

Which Franchise Is Right for You?
Steps in helping choose your franchise

Looking to get into the franchising business? Whether youíre going through a career change or are just searching for a new opportunity in life, franchising could be for you. But how do you know what would work best for you?

We're Glad You Asked . . .

Q:  What is GAP insurance?

A:  A type of insurance that vehicle or boat owners can buy to protect themselves against losses that can arise when the amount of compensation received from a total loss does not fully cover the amount


NEW Bank of Gravett Website
COMING SOON ... June 2016

We're excited to announce a new website, coming soon to Bank of Gravett!  Our new website will be a responsive site that's mobile friendly and will have a brand new look with an updated color scheme and BoG logo.  Special website features will also allow us to provide new product information with "BoG News" email blasts to our customers and a "Spotlight" feature that will highlight area businesses and events.  With these new website features, this will be the final eNewsletter that you'll receive in its current form. We look forward to providing you with an even better form of communication from Bank of Gravett!

Debbie Strickland
Marketing Director & eNewletter Editor


Get Your CT Calcium Score
Low Cost Offer at Ozark Community Hospital


Health Benefits of Chocolate
A piece of chocolate a day keeping the doctor away? It may not be as absurd as it sounds

When one imagines the kind of indulgences that quickly derail diets, chocolate is certainly one of the first things to come to mind. It may come as something of a surprise, however, to learn that there are actually a number of health benefits to …

How to Go Green in the Garden This Spring
Enjoy your favorite outdoor hobby without any environmental concerns

Gardening is a peaceful pastime that can create a beautiful habitat for local animals, but can also be difficult to maintain due to a variety of pests and natural dangers.

Movie Magic: 5 Things You Didnít Know About Pixar
Discover some of the magical secrets of your favorite animation studio

In the last 20 years, Pixar Animation Studios has become a household name.

Tempe, Arizona
Experience the beauty and majesty of one of Arizonaís southern cities

One of the shining gems of the Phoenix metropolitan area, Tempe is an oasis in the desert of Arizona. With family-friendly attractions, a rich culture and top-notch restaurants, any visitor is sure to enjoy spending a little time in Tempe.

Vehicle Details: Whatís a Supercar?
The most elite vehicles on the road today are amazing

Thereís no shortage of practical and economical vehicles on the road today, and many of them are well-priced too. According to U.S. News & World Report in May 2015, the average transaction price for a new vehicle was $33,560.

Published by Bank of Gravett
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make anyfinancial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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