The Carlsbad National bank Newsletter
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September 2018

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Meet Karen Summers
Karen SummersKaren Summers, Vice President of Mortgage loans is one of the friendly faces you will see if you step into the Mortgage Loan Department at Carlsbad National Bank.

Karen has over 12 years of banking experience in several different areas. She has held the following titles: Credit Analyst, Commercial Loan Assistant, Assistant Vice President Credit Officer, and Assistant Vice President of Commercial/Consumer Loans. From there she worked toward her current position as Vice President of Mortgage Loans.

When asked about what attracted her to this career path, Karen explained that she once was in a different profession, and realized that it was not for her. “Once I got into banking, I liked working with customers. I wanted to be a Mortgage Loan Officer and help people get a home. Since I started that was my goal,” said Karen.

She truly enjoys the customer interaction and helping them find their dream home, “They get so excited, especially when it is someone’s first home,” Karen stated.

Some advice she has for anyone looking into getting a mortgage loan is to consider how much you can afford, and to also get pre-qualified before you begin looking for a home.

Outside of work, Karen loves to travel to the mountains and the beach.

If you have any questions or would like more information about mortgage loans, feel free to contact Karen Summers.

Healthy Woman

CNB is a proud supporter of the Healthy Woman program run by Carlsbad Medical Center. Several women from Carlsbad National Bank enjoyed attending the 10th Anniversary of the program on August 2, 2018.

Community Giving-August

In the month of August, CNB contributed to the following causes:

Lakeview Christian Home
Carlsbad Battered Families Shelter 
Carlsbad Transitional Housing and Homeless Shelter 
Tres Amigos  Memorial Golf Tournament 
Carlsbad Mayor's Energy Summit 

If you would like CNB to donate to your organization or cause, please go to and fill out a Donation Request Form.

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Retirement is something that many people don’t think about until the very last minute. Fortunately, there are plenty of programs and services that help people take the money that they earn now and set it aside for their retirement years.
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Tune into these new television series arriving this fall

The fall television season is exciting each year, with new programs being added into weekly schedules on a variety of channels. This year has been quite busy and newsworthy for television, with multiple reboots making headlines and new shows from well-known producers heading to the small screen.
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Published by Carlsbad National Bank
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
External links are provided for your convenience.  The Bank does not endorse or guarantee the products, information, or recommendations provided by linked sites and the Bank is not liable for any products or services advertised on these sites.  Each external site may have a privacy policy that differs from the Bank.  Any linked site may provide less security than the Bank’s website and e-newsletter site.

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