The Carlsbad National bank Newsletter
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March 2019

February 2019
January 2019
December 2018


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CNB Fills Gas Tanks
CNB Bank Officers, Patrice Waldren (right side of the left photo) and Chris Bird (right side of the right photo), ventured to a local Carlsbad gas station and filled the tanks for people who happened to be there at the time. There were smiles all around!

Meet Wendy Griffin
You might get the chance to meet Wendy Griffin if you visit the Mortgage Loan department of CNB Bank. Wendy is VP Mortgage Loans/ FHA and also works with VA loans. She primarily takes applications, counsels borrowers, underwrites, monitors progress, works with title companies and also works with collections when people do not pay as agreed.

Wendy has been working at CNB Bank for 1 year, and is originally from Raton, NM.

When asked how she chose her career path, Wendy said, “It chose me.” Wendy worked in the dental industry for 20 years, and for 10 of those years she was the dental office manager. She realized that she no longer wanted to work in that industry, and she began at a bank as the operator. “All I did was answer phones. Within two months I was a float. I learned every job in the bank,” Wendy explained. With knowledge of so many jobs, she was able to cover for other employees when they were out of the bank.  She then was recruited to be a loan secretary, followed by the underwriter, and finally was promoted to a loan officer in mortgage loans. Wendy attended Western States School of Banking and graduated in 2008.

Her favorite thing about her job is helping people, “I really love to help people get into a house,” Wendy said.

If Wendy could give her customers or potential customers one piece of advice, she said that it would be to take care of your credit. “Watch your credit. You never know when you’ll need it,” Wendy said. She explained that some people have issues purchasing a home because they did not take care of their credit in the past.

Outside of work Wendy loves to watch movies, read, and travel. She has been to Hawaii and California several times, and has also visited Chicago. She also loves to spend time with her four grandchildren.
Community Giving - February

In the month of Feburary, CNB Bank donated to the following organizations/ causes: 

Packs for Hunger
Falcon Fest
Class Act
CIS Battle of the Books Club
Carlsbad High School BPA
Carlsbad Area Art Association
CHS Golf Booster Tournament

If your organization is interested in receiving a donation from CNB Bank, please follow the link below and fill out a donation request form.
Listen to These 5 Financial Podcasts in 2019

Whether you’re trying to pay down credit-card debt, build an emergency fund or invest more toward retirement, the start of a new year is the ideal time to deepen your financial understanding and build better money habits.
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Have an adventure in Boulder, Colorado
The city offers many exciting outdoor activities

It’s the time of year when many of your friends are fleeing to beaches and other warm destinations. If you’re looking for a wintery adventure, instead, the city of Boulder, Colorado, is ready to help you get active in the snow with plenty of mountains to climb and unique entertainment options to explore.
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What to Plant in Your Garden This Spring
Jumpstart the growing season with these 7 plants

Many people anticipate the annual deluge of flowers and plants that occurs in spring and summer. It’s not too early to start planning what type of flora you want to have in your garden this growing season and to set a date for planting the seeds.
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Published by CNB Bank
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
External links are provided for your convenience.  The Bank does not endorse or guarantee the products, information, or recommendations provided by linked sites and the Bank is not liable for any products or services advertised on these sites.  Each external site may have a privacy policy that differs from the Bank.  Any linked site may provide less security than the Bank’s website and e-newsletter site.

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