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January 2014
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Free Tax Prep for Some KC Residents
Next Step KC has 16 sites in the KC area
by Sarah Cousineau
NextStepKC (formerly KC CASH) is broad-based Kansas City coalition that     offers free tax preparation through the IRS-sponsored Volunteer Income Tax Assistance (VITA) program. NextStepKC has offered free tax preparation of federal  and state returns to low- and moderate-income working families in the Kansas City metro area since 2003.

Click here to read rest of the article and to see if you qualify.  You can also click here to see all of the VITA sites and their hours of operation.

Six Myths About Credit Cards
Financial knowledge will set you free
Photo: Six Myths About Credit Cards
Credit cards can be an incredibly valuable part of your financial toolbox. With the amount of credit card advice offered on the Internet or by friends and family, it can be difficult to separate fact from reality. Suggestions about the best way to cook eggs so that the shells peel off easily or chop an onion without crying may contain more fiction than fact, but these innocent pieces of misinformation arenít especially harmful.

Best Online Money Management Tools
Manage your money better with these online tools
Photo: Best Online Money Management Tools
New online money management tools are always being released, but that doesnít mean that theyíre better than their predecessors. The following list of online tools is the tried and true favorites of financial experts and everyday users alike. This information can help you determine which online money management helpers you should try out first.
Cyber Security Tips for Business Owners
How to create a safe, protected online environment
Photo: Cyber Security Tips for Business Owners
If you own a business, your list of stressors is probably vast: Sales, employee turnover, competition ó so the last thing you want to worry about is your cyber security. Nevertheless, itís important to establish an official security plan. Why? Cyber fraud (any crime that involves a computer and/or network) is becoming more and more of a frequent issue. In fact, companies with 250 employees or less suffered more than 30 percent of all online attacks last year (up from about 18 percent in 2011), according to Symantec.com's 2013 Internet Security Threat Report.
Watching the Big Game on Sunday
Do you watch the game or the ads?
by Sarah Cousineau

This weekend Denver takes on Seattle on Super Sunday! Many people have planned parties, special snacks, and decorations surrounding the Big Game.  But when the game finally arrives after all the hype, what are you really tuning in for: the football game or the ads? For the last few years, ads have been available before the game. Forbes just released many of the ads on their website.  If you can't wait until Sunday, take a peek here.
Listening to Music Online: What Are Your Options?
Get your groove on at these popular sites

One of the best things about surfing the Internet is finding a free music site. Fortunately for music lovers, there are numerous free online music sources. From Taylor Swift to The Beatles and everything in between, you'll find a wide variety of music listening possibilities at these five sites.

Helping Children Cope with Nightmares
Strategies to help your kids chase away the monsters

Most everyone is prone to bad dreams from time to time, but it can be especially frightening to young children. If they wake up at night crying or scared from a nightmare, there are things you can do to alleviate their fears and help them know how to respond if it happens again. We have some tips to consider.
Published by Central Bank of Kansas City
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  This is an advertisement.
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