November 2015
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What’s New with the Northeast CID
Storefront Improvement Rebates Improve the Avenue
by Sarah Cousineau

The Northeast Community Improvement District (NE CID) has been helping rebuild the area into a safe, fun place to work, eat, shop and live.

The NE CID started with a Pilot Program back in 2012, that was approved by property owners, the city and voters in March 2013. I recently sat down with Bobbi Baker Hughes, the President of the Northeast Chamber of Commerce and Manager of the NE CID, to get an update of the NE CID. Read on for exciting happenings with the NE CID!

Garfield Students Take Tour of Bank
by Sarah Cousineau

Last month, Garfield Elementary 5th graders had a scary time at Central Bank of Kansas City. The class visited Central Bank on Friday morning, October 30th. All staff participated in decorating the bank, and the tellers dressed up in their Halloween best in preparation for their visit. Stacey Crail gave the kids a tour of the bank vault and talked to them about how a bank works. The kids also participated in some fun Halloween activities including face painting, a Halloween craft, scary story and activity and trick-or-treating on every floor.  This classroom is the same one where bank volunteers read every week for Lead to Read. It was great fun seeing the kids before Halloween and showing them a spooky time! Click on full story to see more fun pictures of the event.

Shop Smarter This Holiday Season
How to overcome the post-holiday shopping financial hangover

It’s the most wonderful time of the year—time to celebrate the holidays with family and friends. But that also means having to buy a wealth of gifts. And, especially around the holidays, people find themselves making some financial mistakes when it comes to shopping, whether that means overspending, waiting until the last minute to purchase gifts or not doing their homework on prices. And all of these can take a toll on your wallet, bank account and even credit card debt.

Estimating Your Future Social Security Benefits
Plan more effectively for retirement by calculating potential Social Security benefits

Whether you are nearing retirement age or just entering the workforce, it is important to have an estimate of how much your future Social Security benefits will be. Fortunately, you don’t have to wait until you are ready to start collecting to find out what you will receive. There are several online tools that can estimate your future benefits and also help you discover more about the ways that different circumstances—such as your retirement age—could impact those benefits. With this information in hand, you can plan for retirement much more effectively.

Which Truck Is Right for You?
Choosing the right truck doesn’t need to be complicated

Pickup truck drivers are known to be loyal. They simply love their trucks, and there’s every reason why. Pickup trucks provide all the utility and grit to get the job done. And recently, pickup trucks have gotten the same attention as the rest of the automotive industry, and they sport plenty of safety, technology and luxury features, so there’s virtually no downside to them. Here’s a handful of the best:

Surprising Sources of Fiber
Bring your diet into balance with these fiber-dense foods

One of the most vital components to a healthy, balanced diet is taking in an adequate amount of fiber. Soluble fiber and insoluble fiber help promote better digestion, which also serves to lower cholesterol and blood glucose levels. Fiber also promotes improved heart and joint health, and can keep you feeling full longer, which is particularly helpful if you are curbing your appetite for a new diet.

Mistakes to Avoid When Opening a Small-Business Bank Account
Set yourself up for success when you open your small-business bank account

If you are starting a small business, you have a lot of important tasks to check off your to-do list, and one of the most important of all is opening a small-business bank account. Here are some of the most common mistakes that small-business owners make when opening a business bank account, so that you can avoid them and start your small-business finances out on the right track.

Published by Central Bank of Kansas City
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  This is an advertisement.
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