November 2016
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Learning How to Be Money Smart
Worried about paying bills? Wondering how you're going to pay for college? Don't know your credit score? Trying to figure out how much money you'll need when a new baby arrives? Trying to save for the future? Not sure why you have too much month at the end of your money?

Expectant moms at Rodgers Health Center, as well as Green Works students at Mind Drive and East High School talked about, worked through and learned the answers to these questions in sessions taught by Central Bank of Kansas City in early November. Material covered information and activities on spending plans, budgeting, credit and saving for the future.

Central Bank Receives $80 million NMTC Allocation
Rebuilding Communities

Central Bank of Kansas City (CBKC) is proud to announce another New Markets Tax Credit (NMTC) allocation from the U.S. Treasury's Community Development Financial Institution's(CDFI) Fund. This award marks the seventh successful NMTC award for CBKC and our affiliates, with a total of $351 million in allocation since our first award in 2007. The NMTC program allows CBKC to direct capital to underserved communities through financing high-impact, mission-focused projects.

Garfield Students Enjoy Trip to the Bank

Everyone had a spooky time on Halloween this year at Central Bank. We decorated the bank for Halloween in preparation for Mrs. Rhinehart's 5th grade class from Garfield Elementary  on Monday, October 31st. The students had a chance to tour the bank and learn about how we protect the money deposited here. The students also had fun creating their own monster book, working on a Zombie Missing Digits worksheet and Trick-or-Treating on every floor. See more pictures here in the story published by the Northeast News.
Budgeting Tips for Holiday Gift-Giving
The best ways to keep your personal finances in check this season

It's no secret that the holiday season costs people a large chunk of money, what with all the spending on decorating, traveling, meal planning and more. One of the biggest sources of spending is gift-giving. The following are five tips for staying in budget:
4 Steps to Take to Reduce Your Risk of Diabetes
Simple but effective measures that can help you avoid a diabetes diagnosis

November is National Diabetes Month, meaning it's as good a time as ever to learn what preventative measures you can take to help reduce your risk of a future diagnosis.

Plan a Vacation to San Antonio, Texas
What to do, where to stay and what to eat in San Antonio

As one of the fastest growing large cities in the United States, there's a palpable sense of excitement in San Antonio.

5 DIY Green Beauty Swaps
Make your beauty routine greener with these DIY hacks

Going green has many benefits, from a lower impact on the environment to a healthier impact on your wellbeing. Perhaps you've already ditched the chemical cleaners in favor of more natural options, but if you're still using mainstream beauty products, you could be negatively affecting your health.
Profit Margin Basics
Understanding gross and net profit margins

Profit isn't the only valuable metric for evaluating and predicting the current and future success of your business, but it is undoubtedly one of the most important concepts for entrepreneurs to master. Calculating your profit margins and keeping track of any changes can help you spot potential problems and fine-tune your operations throughout the year, which can make it easier to maximize your revenue.
Published by Central Bank of Kansas City
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  This is an advertisement.
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