December 2016
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'Tis the Season...
...of Giving
by Sarah Cousineau
Tis the season of giving! Early in December, our closing room was filling up with gifts for Christmas. Many families in the urban area are unable to provide Christmas for their families. Each year Central Bank of KC adopts low-income families through our Harmon-Huwaldt Project (a year-long community initiative honoring Ed Huwaldt and Joann Harmon). This year we partnered with Catholic Charities of KC-St. Joseph and Operation Breakthrough adopting two families for Christmas. When you look closely at the photo(top right), you'll see a picture of Ed with his Christmas hat looking over our project.
Pay it Forward
by Sarah Cousineau

Early in December, Bill Dana, President and CEO of Central Bank gathered the staff together to reflect on the past year. The meeting ended with Bill giving each person an envelope with a $50 bill in it and asked us to “Pay it Forward”. Heart-warming stories began pouring in telling the tale of giving. Read on for the stories...
The Power of Compound Interest
Why it really pays to invest early in a retirement account

Money in a savings or retirement account grows over time as it earns interest. But the interest rate isn’t the only factor that determines how much it grows; compounding interest helps your funds grow faster because it lets you earn interest on the money you deposit plus previously earned interest.

What You Should Know About Your Credit Limit
Important credit details to keep in mind

Have you ever wondered why your interest rate is a particular amount or why you were turned down for an auto loan? You may be surprised to find that your credit limit is to blame.
How Volunteering is Good for Your Health
Four ways volunteering improves mental and physical health

The end-of-year holidays are a popular time to volunteer at charities and non-profit organizations. However, many people might not realize that as they help others, they also help themselves.

4 Great Films from 2016 You Might Have Missed
Check out these fantastic films that you probably haven’t seen

The film industry continuously works to create stories that will amaze and inspire for generations. This year, we’ve already been introduced to plenty of popular blockbusters that have warmed our hearts or made us laugh until we can’t breathe.
Reinvesting Your Profits
How much of your profits should you reinvest in your business?

The power to transform your ideas into real products and services is one of the most fulfilling parts of being a business owner—and when those ideas become profitable, the feeling is even better. Deciding what to do with those profits is an important part of running your business, starting with determining what percentage of your profits to reinvest.
Published by Central Bank of Kansas City
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  This is an advertisement.
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