October 2021
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The Latest
From the President
I had hoped by this message the worst of the pandemic was over, kids had returned to school mask-free, businesses thriving, and good health celebrated. Unfortunately, that is not yet the case. At the time of this writing, COVID-19’s Delta variant is raising havoc on our lives. Our hearts go out to all who have lost loved ones or have experienced the disease themselves. We continue to encourage you to stay safe by using our digital options and following mask and distancing mandates. We will get through this together, and Coast Central is here for you in any way we can help.



The pandemic has disrupted the lives of millions. Unemployment skyrocketed, businesses were forced to close, and hospitals are at capacity. Stimulus payments and unemployment insurance were temporary fixes, but many of us may not be able to sustain our finances in the future.


Wanna Chat?
Virtual assistants are a hot topic, especially during COVID, when many are minimizing face-to-face contact, and organizations are facing staffing shortages. Virtual assistants are computer programs designed to facilitate member service by interpreting your question and matching it to a library of answers. Voice-activated devices like Alexa and Siri are common examples of these.


Cyber Security: Don’t be an Easy Target
Online and Mobile Banking have become even more valuable and convenient to use. That means that it’s more important than ever to protect your computer, networks, and phones from information disclosure, theft or damage, and disruption of service.


Financial Planning
Inflation & the Real Rate of Return
Is your money gaining or losing purchasing power?

The real rate of return is an important personal finance concept to understand.

It’s the rate of return on your investments after inflation. The real rate of return indicates whether you are gaining or losing purchasing power with your money.


News & Events
Celebrating Diversity

The Eureka Chinatown Project is an awareness initiative by Humboldt Asians & Pacific Islanders in Solidarity (HAPI) to honor the history and culture of Chinese people in Humboldt County. Our Eureka Downtown location happens to be at the center of the Chinatown neighborhood, so we are honored to be part of the project. Components include:


Happy Holidays!

Since 1964, a national forest is selected each year to provide the tree for the west lawn of the Capitol in Washington D.C. for the holiday season. For the first time in history, this year’s tree hails from our own Six Rivers National Forest, and Coast Central is a sponsor of its cross-country travel.


Nomination Packets for Volunteer Positions Available

Three positions on our volunteer Board of Directors and one on our volunteer Supervisory Committee will soon be up for election or re-election. Each position is a three-year term and begins following our Annual Meeting on February 17, 2022. Individuals interested in running are required to be Coast Central members and should request a nomination application packet to: Nominating Committee, CCCU, 2650 Harrison Avenue, Eureka, CA 95501. Completed applications are due by 5 pm on October 14 of this year. Nominations may also be made by petition. For further information, please contact Angelique Humphers at (707) 445-8801, ext. 1329.
Volunteer of the Quarter!

Maya Martin
Member Services Manager
Arcata Giuntoli

Maya is a consistent volunteer, logging numerous hours every quarter.  In fact, we had a hard time finding a quarter in the last 18 months she hasn't volunteered! In 2nd quarter, she contributed a total of 28 hours to 3 organizations, including Zero Waste Humboldt, Friends for Life, and picking up trash in the evenings and on weekends. Congrats and thank you, Maya, for your awesome Commitment to Community!

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