County National Bank’s Monthly e-News
February 2012
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CONTENTS
CNB’s Commitment to the Community
Phishing Scams
Businesses Love CNB Remote Deposit!
CNB Welcomes Stacey Clemens
CNB Welcomes Chad Rumsey
Spring Greening
The Story of Chocolate
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CNB’s Commitment to the Community
A community bank’s relationship with the communities it serves helps to define its success. County National Bank, your community bank, believes strongly in its mission and commitment to the community, and has remained true to both. As always, we will continue to provide financial products and services to our customers in our local markets. Our sound banking practices have always and will continue to make a positive contribution to the communities we serve.
 
The community banking difference means that when you deposit your money with CNB, you give us the ability to reinvest in the community by issuing more loans to more of your friends, family, and neighbors – in turn, that may give them the ability to buy houses, fix homes, and renovate businesses. In other words, when you deposit here, it stays here – that’s recycling your money with CNB. That’s good for the community. 
 
Not only does CNB recycle deposits back into the communities in the form of loans, we also recycle a portion of earnings back into the communities in the form of donations and contributions to a great number of charitable and community-oriented activities. We are proud to be in a position to support so many worthwhile causes. CNB has donated funds to assist the efforts of hospitals, schools, libraries, camps, health and human services, museums and other cultural organizations, service clubs, economic development partnerships, and more – all to benefit the communities where we serve, live, work, and play.
 
You can count on your community bank to focus on the basics of banking. Community banks, like CNB, remain solid and safe through conservative lending and community-driven business practices. We take pride in the fact that community banks are the backbone of the American economy, providing local business loans, farm loans, and home loans. We are committed to doing what is best for our customers and communities. Thank you for choosing the community banking difference!

Phishing Scams

The term “phishing” (as in fishing for confidential information) is a type of consumer fraud that refers to a scam that encompasses fraudulently obtaining and using an individual’s personal or financial information. A consumer receives an email which appears to originate from a financial institution, government agency, or other well-known entity. The message describes an urgent reason you must “verify” or “re-submit” personal or confidential information by clicking on a link embedded in the message. The provided link appears to be the website of the financial institution or other agency, but in “phishing” scams, the website belongs to the fraudster or scammer.
 

[FULL STORY]
 
Businesses Love CNB Remote Deposit!
We know that managing a business requires total commitment – you need banking solutions that can eliminate unnecessary errands, so you can keep your time dedicated to the most important aspects of your business. That’s exactly why businesses love CNB Remote Deposit. 
 
It’s a service that allows you to scan checks at your place of business and send a file electronically to the bank for deposit into your account. You can deposit checks any time, day or night, and you’ll eliminate some time-consuming activities. Plus, it’s simple to use. Click here if you’d like to learn more about CNB Remote Deposit or contact one of our banking experts at a location near you or call 888-322-1088.

 
CNB Welcomes Stacey Clemens

Stacey Clemens accepted the position of Assistant Vice President – Compliance Officer and is located at the Hillsdale office. She brings over eight years of professional experience working in all areas of regulatory compliance and risk management, as well as information security and community reinvestment. She earned the designation of Certified Regulatory Compliance Manager (CRCM) in 2010. Stacey’s background and experience will be of great value to the bank. Stacey and her family currently reside in Defiance, Ohio.
 

 
CNB Welcomes Chad Rumsey

Chad Rumsey accepted the position of Commercial Loan Officer and is located at our Cortland Street office in Jackson. Chad brings over twelve years of banking experience, the majority of it in commercial loans. Chad also has experience as a Treasury Management Officer and as a Branch Manager.  He has certifications from a number of loan- and business-related courses. Chad’s commercial lending experience and his knowledge of the Jackson market provide additional service to our business customers there. Chad and his family reside in the Grass Lake area.

 

Spring Greening
Tips for eco-friendly spring cleaning

Photo: Spring Greening Time to shape up and sweep up – spring cleaning is right around the corner. With all the chemicals in many cleaning products currently on the market, however, household cleaning can turn into a toxic disaster that’s not only bad for the environment, but for your health as well. Fortunately, by using these eco-friendly tips and tricks, you’ll be helping the world and your home.
[FULL STORY]
 
The Story of Chocolate
Learn the history of this scintillating sweet

Photo: The Story of Chocolate There’s no denying that chocolate is especially abundant in store displays every February. If you’ve ever wondered where these nougat-, nut- and liqueur-filled delicacies came from, you’re not alone. Satisfy your curiosity by learning all about chocolate.
[FULL STORY]
 
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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