County National Bankís Monthly e-News
March 2012
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CONTENTS
Meltdowns and Silver Linings
Introducing Insured Cash Sweep (ICS)
How to Take Perfect Pics
No Excuses!
A New Van for The Manor
Mission: Project Pillow Pets!
Kiwanis Chili Cook Off
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Meltdowns and Silver Linings
by Barry A. Malek, Assistant Vice President Ė Trust Officer
 
The financial meltdown of 2008 has left a wake of discomfort not seen since the years following 1929. The trauma of this recent unique period has in effect created a “new” normal. 
It’s been said “what doesn’t kill us only makes us grow stronger.”  We can see this to be true regarding our economy.  History will likely affirm that although painful, there were positive effects on our society, especially when it comes to money – how we manage it and our attitude toward it.
Financial Responsibility
Consumers, businesses, and state and local governments are being more intentional about what they really need, especially when it comes to using debt. We are realizing the value of the limited resources we earn and how to better optimize them. Realistic assumptions are now more common.

[FULL STORY]
Introducing Insured Cash Sweep (ICS)
Would you like to access multi-million-dollar FDIC protection on your large-dollar deposits? Earn interest at the same time? And, be able to withdraw funds up to six times per month? Now you can – through our new offering called Insured Cash Sweep (ICS).
 
ICS allows you to access FDIC insurance on savings deposits beyond the standard FDIC insurance maximum of $250,000, even on deposits in the millions of dollars – all while putting your money to work.
 
To take advantage of ICS, you work directly with us, an ICS Network member you know and trust. In addition, you receive one statement and you can check balances online 24/7. ICS makes protecting your large-dollar deposits easier and more convenient than ever before. For more information about ICS, please contact Melissa Stroede at 517-439-4300 or visit the ICS page on our website.

 
How to Take Perfect Pics
Use these tips to sharpen your photography skills

Photo: How to Take Perfect Pics
Photographs help us capture memories and see through the eyes of others. Professional photographers may have advanced equipment, but that doesnít mean you canít take great pictures with your own camera at home and on the road. With the right techniques, youíll be a pro in no time.
[FULL STORY]
 
No Excuses!
Seven ways to stop procrastinating.

Photo: No Excuses!
The seconds are counting down; a single bead of sweat drips down your face. Your hands are moving at a feverish pace, but it doesnít seem fast enough. Can you get it done? No! Because you procrastinated and now youíre out of luck (and time). Luckily, with these helpful tips, you can avoid this situation and learn to get things done on time.
[FULL STORY]
 
A New Van for The Manor
Fred Prasser (The Manor), Craig Connor (CNB), Lois Howard (CNB), Spencer Swank (CNB), Jon Beal (The Manor)
  
In our ongoing commitment to recycle a portion of earnings back into the communities served, County National Bank recently donated funds so that The Manor, located in Jonesville, could purchase a new van. The Manor is a specialized school and a unique facility that provides treatment for cognitively and emotionally impaired children with behavioral difficulties through a diverse treatment program combined with an on-grounds special education program.
 
They had identified a great need for reliable transportation for home and court visits, as they currently have vans with 150,000+ miles on most of them. CNB responded and The Manor purchased a new van from a local dealership. We are proud to be able to assist such a worthwhile organization as The Manor in their educational efforts.   

 
Mission: Project Pillow Pets!

The Hillsdale Kiwanis Club recently collected items for the patients at C.S. Mott Children’s Hospital in Ann Arbor. This project touched the hearts of our staff – there are a great many patients seen from the counties that we serve and some of our staff members even had personal experiences at Mott’s. Pillow Pets, pillows that are also stuffed animals, were on the list of desired items, and we decided to make it our mission to collect them for these special patients.

[FULL STORY]
 
Kiwanis Chili Cook Off
A Three Hour Tour...


A group of energetic Hillsdale Office staff members took on the challenge of participating in the Hillsdale Kiwanis Club’s 18th Annual Chili Cook Off on Saturday, February 25th. In preparation for the competition, three members’ chili recipes were put to a taste test to decide which recipe to use for the cook off. Staff members paid $1 to sample each recipe and the winning recipe was used at the event. The funds raised during the taste-testing were used to purchase Pillow Pets to donate to the Kiwanis Club’s Mott’s Children’s Hospital project (see Pillow Pets Project article).

[FULL STORY]
 
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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