County National Bank’s Monthly e-News
July 2013
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CNB Jackson Advisory Board
Instrumental in CNB’s Success & Growth

County National Bank’s Jackson Advisory Board was formed in 2001, when the decision was made to bring our community banking model to the Jackson market. The Jackson Advisory Board, comprised of influential business people, has been instrumental in the success and growth that the bank has experienced in the Jackson area. Richard Craft has been a valued member of the Jackson Advisory Board since its inception.

Quarterly Banking Profile

CNB is a member of the FDICThe Federal Deposit Insurance Corporation (FDIC) recently released its Quarterly Banking Profile for the first quarter of 2013. Martin J. Gruenberg, FDIC Chairman, remarked in his summary of the profile that the report shows further progress in the recovery that has been underway in the banking industry for more than three years. An improvement in asset quality indicators has been seen over the quarter, along with a continued increase in the number of profitable institutions.

The New $100 Bill

The New $100 Bill
The $100 note has been redesigned to make it easier to authenticate, but harder to counterfeit. The redesigned note will be issued on October 8, 2013 and includes two new security features, the 3-D Security Ribbon and the Bell in the Inkwell.

Payback for Education

Checking for Counterfeit Bills
On May 16th, County National Bank hosted four Hillsdale County eighth-grade students and one educator for the morning, as part of the Payback for Education program organized by local orthodontist, Dr. Colin Mayers, and his staff.

Eco-Friendly Lighting
Save energy and lower utility bills by changing the lighting in your home

A few changes in your home lighting can greatly reduce your energy usage, resulting in a cleaner environment and lower utility bills. Whether it's installing dimmer switches or changing the type of light bulbs you use, even a small adjustment can yield big results.

Creative Ways to Stay Hydrated
Oh-so-easy ways to drink enough water this summer

The importance of staying hydrated is well-documented: About 60 percent of the human body is composed of water, and every major system depends on water to function properly. Water helps control your body temperature, helps blood circulate and aids in digestion.

Tip of the Month
Credit Score Tips

Be sure to pay your bills on time

The first step to acquiring a mortgage is ensuring that you have a good credit history, which helps secure a lower interest rate and lower monthly payments. The American Bankers Association offers these tips to help improve your credit score:

You should pay your bills on time. Payment history makes up 35% of your credit score. The longer you pay your bills on time, the better your score. You can avoid missing a payment by setting up your bills on automatic pay.


CNB Trust & Investment Services
A Trusted Retirement Partner

CNB Trust & Investment Services Can Help!
A trusted retirement partner is only an office away.

An office away from your favorite teller, CNB Trust & Investment Services professionals are working to bring you and your retirement closer together. In the same bank that you trust with your financial needs, you’ll discover a knowledgeable partner to provide clear, straightforward advice on your retirement.


Published by County National Bank
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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