Dedham Savings Monthly e-News
February 2013
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Meet the Face of Dedham Savings
Beverly Somerville, Community Reinvestment Act (CRA) Officer

Many customers know Beverly Somerville’s smiling face from her eleven years working as a Community Loan Officer at Dedham Savings. For the last year, Beverly has been working in her new role as Community Reinvestment Act (CRA) Officer. The Community Reinvestment Act requires that financial institutions help meet the credit needs of their local communities, including low-moderate-income neighborhoods. Beverly’s role is to oversee these activities at Dedham Savings.

When she joined the Bank in October 2000, Beverly was hired to originate mortgages and perform community outreach in our Boston markets including Roslindale, West Roxbury, Hyde Park, Roxbury, Dorchester, Mattapan and Jamaica Plain. She is still working hard to serve these neighborhoods although she no longer works with mortgage customers directly. Her long list of responsibilities at Dedham Savings now includes monitoring residential and commercial lending to ensure we serve our communities, including low to moderate income neighborhoods and educating the Bank staff on programs such as Federal Home Loan Bank grants, Soft Second, Mass Housing and Affordable Housing programs.

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Federal Checks Will Soon Go Direct
The deadline for setting up electronic payments for federal checks is approaching

Photo: Federal Checks Will Soon Go Direct
If you are receiving checks by mail for VA, Social Security, other federal benefits or nontax payments, you should know that you will soon be required to switch to electronic payments. The U.S. Department of the Treasury is mandating that this change take place before March 1, 2013. People applying for new benefits will need to use e-payments from the get-go, so it is important to learn what they entail before applying.
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Extreme Measures for Paying Extreme Tuition
The unusual methods some people are using to pay for college

Photo: Extreme Measures for Paying Extreme Tuition
The ever-increasing costs of a college education are a source of concern for many people. This economic issue has become a cultural force, popping up in countless news articles, sitcoms and conversations. Decreasing scholarship rates and falling incomes paired with increasing costs have led some people to resort to unusual or extreme ways to repay loans.
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Banking on Going Green

Welcome to Dedham Savings’ newest eNewsletter series, in which we share tips on how you can save money by going green. 



This week when you go to the grocery store, take a look at how much money you spend on produce. If you are buying organic produce like many of us try to do now-a-days, that amount might be even more significant than the typical household’s receipt.

Either way, the question is how can you save money on your grocery bill while also helping the environment?

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Business Development Specialist Charlie Toczylowski & David Grossman of The Grossman Companies

Enjoy this interview between Dedham Savings Business Development Specialist Charlie Toczylowski & David Grossman of The Grossman Companies.

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Workplace Posters
What posters does your business need to display?

Photo: Workplace Posters All employers are required to clearly display a number of posters that detail important state and federal labor laws at each of their business locations. These posters should be placed in an easily accessible and visible area to ensure that employees can refer to them and discover new posted notices. The posters should be placed in a location that is visible not only by current but also by future employees.
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What Is Your Carbon Footprint?
Discover how your daily actions create an effect on the environment

Almost everything you do has an impact on the world around you. Whether it is a small or large action, how you live your life adds up to produce your overall carbon footprint (your total effect on the environment).
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Palm Springs, California
Take in the Old Hollywood glamour of this vacation destination

The term "laid-back glamour" best describes Palm Springs, Calif. Nestled in Coachella Valley, vacationers young and old appreciate its many upscale offerings.
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Five SUV Alternatives
Fuel efficiency and driving dynamics in vehicles that donít sacrifice cargo space

Photo: Five SUV Alternatives The car-buying public often dreams of the versatility, all-terrain capabilities, seating and cargo space afforded by sport utility vehicles but can also be made skittish by the poor fuel economy and perhaps even the sheer size of SUVs. As several new crossovers, sport utility wagons and even vans demonstrate, however, the car-buying public may just be able to have its cake and eat it too.
[FULL STORY]

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