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East Boston Savings Bank: E-news
 800-657-3272 March 2018 
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Our Commercial Lending Team Recognized as a Top Lender

EBSB’s commercial lending team was recently recognized by The Warren Group as a Top Lender based on commercial dollar volume and total quantity of commercial originations in 2017. These noteworthy rankings are a strong indicator of the Bank's consistent commitment in supporting development, construction and revitalization projects in throughout greater Boston. As a top Commercial Real Estate Lender, our experienced lending team is hard at work making sure you get the loan that’s just right for you. If you’re looking to partner with a top lending team, look to EBSB’s proven experienced lenders.

Call 800.657.3272 and let’s start working together today.

The Basics of Successful Budgeting
Secure your financial future with these basic budgeting steps

If you’re clueless about where your money goes each month, you cannot create a financially stable present let alone plan for a healthily funded future. The following budgeting basics will help you garner a more complete picture of your finances, take control of your spending and plan your investments.

When to Crack into Your Retirement Savings Early
Instances that may justify prematurely tapping into your pension

While it’s usually best to avoid withdrawing from your retirement funds early, there are a few special situations when it can be advantageous to do so. Discover which scenarios might legitimize this transaction and learn how you can minimize early withdrawal penalties if you choose to go this route.

Phishing: Don’t Get Hooked

Although technologies like social media, email, etc. are commonplace, there is still a strong need to be aware when using these methods of communication.  The changes in how we communicate with one another have generated an entirely new area of fraud concern.  It’s called “Phishing.”

Keeping Business and Personal Finances Separate
Learn why keeping business money out of your personal accounts is best

Whether your business is just starting or has been running strong for years, there is one thing you should do right away if you haven’t already: separate your personal and business financials. It can be tempting to keep your money all in one place, but in reality it can open you up to trouble. The following suggestions will help you keep everything straight.

5 Books Every Small Business Owner Should Read
Discover new ways to run your business with these books

As you dive into a new business venture, soaking up information from experts can be a huge help. There are hundreds of thousands of business books on the market, many of which will try to sell you their own methods for running a successful business.

Scott Forbes Joins East Boston Savings Bank as Residential Loan Officer

We announced the appointment of Scott Forbes as Residential Lending Officer. Scott specializes in originating mortgages and refinancing for the Melrose, Wakefield and surrounding communities.

Join Us for a Bank-wide Customer Appreciation Day on April 6th

Please join us on Friday, April 6th for a bank-wide customer appreciation day. Stop by any of our branch locations for refreshments, giveaways and raffle prizes. Hope to see you there.

Healthy Late-Night Snacks
Enjoy tasty snacks before bedtime while maintaining a trim waistline

A major challenge of dieting is to lower your caloric intake while increasing your energy expenditure. While burning off calories is a crucial step to achieving any fitness goal, it can also leave you hungry. Here are 10 low-fat snacks that will help stave off hunger while keeping you on track with your diet, particularly when those late-night munchies hit.

How to Save Money on Your Grocery Bill
Stretch your food budget with these tips

By tweaking your meal planning, implementing coupons and taking advantage of sales, you can whittle down your grocery bill and still satisfy your hungry family.

7 Herbs You Should Be Growing
Spice up your cooking with these appetizing additions

Whether you’re an avid cook or simply want to incorporate fresh ingredients into your meals, home-grown herbs are great for enhancing the flavor and nutrition of your diet.

Published by East Boston Savings Bank
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All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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