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East Boston Savings Bank: E-news
 800-657-3272 ebsb.com January 2019 
 
 
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Celebrating the Opening of our 38th Branch Location on Route 1 South in Lynnfield

We opened our newest branch location at 24 Broadway, Route 1 South, Lynnfield. The Lynnfield office is the 38th branch added to the list of East Boston Savings Bank locations. The branch includes …


Start the New Year off Right with These Savings Tips
Fresh financial habits to maximize your savings


A new year is a great time for a money makeover. If you struggle with saving, or want to save even more than you do already, here are seven strategies worth implementing.


What is the Retirement Earnings Test?
What to know about Social Security heading into retirement


If you are planning on drawing on your Social Security benefits before you reach the full retirement age, you will need to take the Retirement Earnings Test. The results of this test will have a significant impact on the money you are able to draw to supplement your income leading into your official retirement.


Why Varying Your Passwords Is So Important



Passwords have long been considered a simple but effective way to protect equipment, data, and networks. But as we continue to use more and more devices, applications, and systems, the simplicity is fast being lost.



Staying Focused as a Small-Business Owner
How to remain aware of operations on macro and micro levels


Everyone gets distracted from time to time. For those running small businesses, distractions are not only more frequent but also more detrimental to success.


Short-Term vs. Long-Term Business Loans
Get the financial help you need at a term suitable for your business


Sometimes, companies need a hand getting by when the market changes or unexpected costs arise. In other situations, a business needs a bigger boost to push it to a new operating level. In both instances, short- and long-term business loans are helpful.


Our Commitment To Our Communities Through Our Charitable Giving



We have awarded grants totaling over $500,000 to 128 deserving charitable organizations at our annual charitable breakfast. Our President and CEO Richard J. Gavegnano presented the awards to representatives of each organization. Click here for the complete list of recipients.

Coat Drive Benefiting Big Brother Big Sister Foundation



Our employees collected and donated coats, mittens/gloves, scarves, sweaters, hats, etc. that keep us warm during the cold winter months to the Big Brother/Big Sister Foundation.

Proud Supporter of the Danvers Human Rights and Inclusion Committee



The Danvers Human Rights and Inclusion Committee celebrated their Annual Tribute to Dr. Martin Luther King, Jr. and we were very proud to support and donate to this event. We admire their mission to “establish avenues of communication and promote bridge building for combating prejudice and intolerance.”

How to Tackle Clutter in Your Home
Ways to free your home of chaos


If your home resembles an untidy mess rather than the peaceful sanctuary you long for, now is the time to get serious about decluttering.


How to Avoid Germs in the Workplace
Increase your chances at staying healthy at work


Regardless of the influx of sicknesses going around at work, you can fight back without hurting your sick coworkers.


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All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  


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