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East Boston Savings Bank: E-news
 800-657-3272 ebsb.com February 2019 
 
 
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How to Plan Your Retirement Using Age Banding
Planning for the three stages of retirement


As you plan for retirement, two of the most important questions you can ask are “How much money will I need to maintain my standard of living?” and “How long will I need to live on that amount?” Age banding is a concept that can help you answer these questions with greater accuracy, enabling you to plan a more secure retirement.


Should You Pay Down Debt or Save?
What’s makes better financial sense — saving or paying down debt first?


Should you put retirement savings first or is it better to be debt-free? Or is a combined effort your best plan of action on your quest for financial health and security?


How to Raise Capital for Your Business
Ways for your business to get the funding it needs


Very few people can raise the necessary capital themselves to launch a new business, especially if it is their first startup. Though a necessary part of the process, investing your own money may not be enough. How can you raise capital for your business, and where can you get it?


Common Fraud Scenarios
Safeguard your business from employee embezzlement


Fraud situations are especially threatening to smaller enterprises, since they can lack sufficient resources to support accountability systems within their accounting department and software. The first step to shielding your business from extortion is to be aware of some popular fraud scenarios.


Proud Supporter of the Medford Senior Center



We are proud to support the Medford Senior Center. Our Medford branch will be volunteering at their annual St. Patrick’s Day Irish Luncheon on March 15th.

The Truth About Vitamins
Are vitamins the support you need to improve or maintain your health?


From heart and cardiovascular support to improving cognitive functions, memory and digestion, there seems to be a vitamin that can solve your every health woe as well as prevent problems. With so many vitamins available on the market, how do you know which ones, if any, you should take?


Tips for Deep Cleaning and Organizing Your Fridge
Keep your fridge clean and tidy with these tips


Your refrigerator is an essential and hard-working appliance in your home. If it’s a gross mess, it’s degrading the quality of your food and putting you and your family at risk.


How to Prepare for Daylight Saving Time
Getting your body ready for the upcoming time change


With 2019 underway, your thoughts are likely already turning to the start of spring and the return of warmer weather. Before you can bask in the sunshine, there’s one bridge you’ll need to cross: daylight saving time.


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All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  


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