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         September 2017
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You drive in … lower your payment … and drive out.

It’s that easy if you are financed elsewhere. Refinancing your vehicle with First Central immediately saves you money.* It’s your SAME vehicle just LOWER payments! Just bring your sales agreement, monthly payment statement, vehicle registration, a recent pay stub, and your insurance card. We do the rest! You drive in … lower your payment … and drive out … SAME vehicle, just LOWER payments!

Plus conveniently begin your application online http://bit.ly/2t7TwTC.

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You Are Invited to Our Free Educational Workshops and Fun Local Events
CALENDAR OF UPCOMING EVENTS

SEPTEMBER 23 HILLSBORO - Cotton Pickin' Fair First Central will be right in the middle of all the fun at the Hill County Courthouse Square. This family-friendly time celebrates community with karate demonstrations, pony rides, bouncy castles, live music from local musicians, a pet parade, two-step dancehall-style dancing, a mouthwatering (and state sanctioned) BBQ cook-off and one-of-a-kind arts and crafts available for purchase.

https://www.bankadviser.com/firstcentralcu/hilco.jpgSEPTEMBER 26 HILCO Celebrating their 80th Anniversary too! We look forward to "Financially Speaking" with HILCO employees.

SEPTEMBER 26 WACO Best Ways to Pay for College & Avoid Student Debt

This event is designed to enlighten you on the available resources and the process of paying for your family's higher education. You'll learn six ways to drastically cut college costs and important web sites to help you through this process of the unknown. Snacks and refreshments will be served at the 6:30 p.m. Tuesday, September 26th meeting held at Homewood Suites by Hilton Waco located at 5620 Legend Lake Parkway in Waco, Texas. You can reserve your seat by simply emailing your name and the number attending to: events@firstcentralcu.com.

OCTOBER 3 BELLMEAD National Night Out Join our fun at the gathering promoting community safety presented by the Bellmead Police Department. Come see us and apply for our six-month introductory 3.9% annual percentage rate VISA credit card and receive a free First Central umbrella (they are really awesome), -- plus grab some food, and have fun as we "shut the door" on crime and drugs in our community. Event held in Brame Park from 5:30 to 7:30 p.m.

OCTOBER 3 BROWNWOOD - Best Ways to Pay for College & Avoid Student Debt Too many of our members think their student children will not be able to afford and attend higher education institutions. This event is designed to enlighten you on the available resources and the process of paying for your family's higher education. You'll learn how the governmenthttps://www.bankadviser.com/firstcentralcu/woman(1).jpg and universities determine financial need and how to maximize the amount of aid you may be qualified to receive. You'll explore how to find a college's graduation rate and why it's crucial -- and much more.

Snacks and refreshments will be served at the 6:30 p.m. Tuesday, October 3rd meeting held at First Central Credit Union located at 1602 Austin Avenue in Brownwood, Texas. Feel free to invite others. You can reserve your seat by simply emailing your name and the number attending to: events@firstcentralcu.com.

OCTOBER 5 ALL BRANCHES 80th ANNIVERSARY It all began October 5, 1937 ... and we are https://www.bankadviser.com/firstcentralcu/EWD%20SMALLER%20(2).jpgcelebrating! Please come by between 9 a.m. to 5 p.m. on our 80th Anniversary "actual" day to celebrate with us! Visit your favorite branch for refreshments and let us know how long you have been a member. We have a member appreciation gift for you while supplies last!

OCTOBER 7 HILLSBORO Pioneer Days, Whitney, Texas You are invited to enjoy this great fall weather this season by joining us at the 42nd Annual Whitney Pioneer Days festival, parade and walk/run. Come see us for prizes, fun offers and the chance to get to know each other better. We will have our great tote bags and you'll have the opportunity to receive the bright colorful (and heavy duty) free First Central umbrella!

OCTOBER 7 BELLMEAD LaVega Pirate Run Avast ye mateys! Join First Central in support of the La Vega Pirate 5k and 1 mile fun run/walk! Come and get your ARRRGH on and run like a pirate.Cost on race day is $25. Awards for 1st, 2nd, and 3rd place in the 1 mile, and under 10 years old to 60+ age groups in the 5K. Best Pirate costume awards too! https://localraces.com/events/waco-tx/la-vega-pirate-run-5k-and-1-mile-fun-run

OCTOBER 9 ALL BRANCHES WILL BE CLOSED IN OBSERVANCE OF COLUMBUS DAY

OCTOBER 18 We look forward to "Financially Speaking" with CARGILL employees.

OCTOBER 19 International Credit Union Day
First Central will, along with more than 56,000 credit unions around the world, celebrate International Credit Union Day (ICU), and the philosophy and achievements of the credit union movement. We celebrate ICU Day because we believe in the not-for profit structure and people-first principles of credit unions that make them the ideal financial partners for all people. This year's ICU Day theme is "Dreams Thrive Here," a celebration of how credit unions help people achieve their biggest goals in life. The public is welcome to stop by any of our branches to celebrate with First Central and find out more about a worldwide movement that's made helping people its number one priority for more than 160 years.

OCTOBER 24 WACO - Unlocking Social Security Reserve your seat now for this popular FREE educational workshop. Social security is one of the most important aspects of retirement, but it's also one of the most complex. There are pitfalls to avoid and opportunities to seize that aren't always common knowledge. To factor social security into your retirement plan, you should know how to potentially maximize your benefits and how much income you may need from other sources to be financially comfortable during retirement.

Join us Tuesday, October 24th at 6:30 p.m. in the meeting room of the Homewood Suites by Hilton located at 5620 Legend Lake Parkway in Waco, Texas. This exclusive program is free of charge, however, seating is limited and snacks and refreshments are served. Reserve your seat by simply emailing us at: events@firstcentralcu.com with your name and the number attending. Feel free to invite others interested in this topic.


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