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         Summer 2019

Now is the time to buy a vehicle!
If you have a new or used automobile, motorcycle, recreational vehicle or boat purchase in your future -- now IS the time to come see us.

Your loan discount covers the life of your loan, when you spin the famous discount wheel.  You'll also enjoy NO PAYMENTS for the FIRST 90 DAYS, so hurry -- offer ends 8/30/19.

First Central gives you real buying power when you get pre-approved before ever stepping onto a dealer's lot.

For your convenience start your loan application online

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First Central's Books 4 Kids Program Encourages Summer Reading
Area 1st grade readers know Ms. Debbie and Hillsboro branch rocks!

First Central Credit Union launched its Books 4 Kids community outreach program three years ago serving Hillsboro and its surrounding areas. Pictured above are Bynum Elementary School first graders happy to show off their new summer reading books!

Bellmead Branch Is Open On Saturdays

For your convenience, the 3100 Bellmead Drive location is now open Saturdays from 9 a.m. to 1 p.m. You will find all the services in the lobby and at the drive-through you enjoy week days.

Search by Monthly Payment
On Auto Buying Central

We know that most shoppers begin the car shopping process unsure of what vehicle to buy. However, we understand that many shoppers have a rough idea as to how much they want to spend per month.

Sprint - "Yep, it really is that simple!"
First Central members can cash in on benefits

As a member of First Central, you can get a $100 CASH REWARD for every new line activated with Sprint, now on unlimited lines.  No strings attached!

Get Trusted Protection at True Savings
Auto & home insurance for members

First Central members save hundreds on car insurance. See how much you can save by visiting our website today for your FREE, no obligation quote.

It's Like Feeling Appreciated
Line your pockets. Not ours.

Free Kasasa Cash Back always works in your favor!

We Love Serving Our Business Partners
And members working at Dealers Electrical Supply

Congratulations AUTO-mazing deals ... Shawndra wins $200!

Kirby Kangaroo

Looking for ways to pass the Summer days with kids? Turning to Kirby Kangaroo will be just what the kids will love. They can watch "Biz Kid" videos like "Want to be a millionaire?" There are stories, activities, color sheets, jokes and Kirby's pouch poll.

20th Work Anniversary Celebration
Orlando Rodriguez

Congratulations to our super hero, Orlando!

Everything We Do, We Do For You
Calendar of Events

You are invited to bring friends and family to a FREE educational workshop. "Unlocking Social Security" continues to be popular with attendees, and presents a wealth of welcomed information well worth your time investment.

Are You On Facebook? So Are We.
We invite you to get social

We invite you to like and share our Facebook, Twitter and Instagram posts with your friends and family. It's always fun to share First Central with friends and family!



You can also visit our web sites available in both English and Spanish. You'll find useful product and service information; the ability to interact and request specific materials; and the capability to open an account. Imagine being able to not only begin a loan application online, but you can finish your loan process through an electronic signature. For your convenience a loan payment can be made online using your credit or debit card. We have live chat too!

English Web Site

Spanish Web Site

Meet Loan Officer Belinda Velasquez
Su "Bella" es el nuevo amor de Belinda

Belinda Velasquez is currently a member of the loan officer team at the Sanger Avenue branch. Left to right:  Sandra Baumgardner, Rachael Bosse and Belinda Velasquez.

Brownwood Area Chamber of Commerce
113th Annual Banquet celebrates winners!

Brownwood staff members Mitchell Duttrey, Debbie Rasor, Ethel Cooney and guests enjoyed the banquet held Thursday, April 11th at the Brownwood Coliseum.

Employees Are Community Volunteers
Waco's "Paint Day" is epic and historical!

Way to go  Samantha (Sam)! Your part in the Waco Paint Day hosted by Central Texas Artist Collective proves #FCCU Dreams Thrive Here!

Slow Cooker Chocolate Lava Cake
A sweet, indulgent bake that’s a cinch to make

Everyone loves to bite into a warm, gooey dessert after dinner, but making such a dessert can take a lot of extra time and effort, especially if you’re hosting and feeding a large group of people. There’s a simple solution that most people don’t consider, though: using a slow cooker.

Why Your Financial Institution Is the Best Place for an Auto Loan
Five reasons to opt for a local credit union when funding a vehicle

Although there are many ways to establish a car loan when you’re purchasing a new or used ride, some financial entities will save you more money and deliver more personalized service than others. Here are five advantages to securing a car loan with a credit union rather than a commercial bank.

Wedding Insurance: Do You Need It?
After you say yes, you should think about insurance

With the big question out of the way comes a multitude of others: Where will the wedding be held? Who will you invite? What food will be served? But there’s another question that isn’t asked as frequently, though the answer is no less important: Should you get wedding insurance?

5 Ways to Repurpose Old T-shirts
Give your old T-shirts new life with these projects

If you’re the sort who doesn’t want to simply toss out the shirts you’ve accumulated over time, even if you’re certain you won’t wear them again, you can put them to good use with these projects.

Budgeting for Entertainment and Leisure
Build fun money into your spending plans

No matter how tempted you are to cut fun spending altogether to reach your financial goals faster, make sure that you build that essential item into your budget.

Fun Ways to Make Money in Retirement
How to boost your funds after you’ve called it a career

In today’s gig economy, it’s easier than ever to turn hobbies into money-making endeavors without ever feeling like you’re back on the job.

How to Budget Charitable Giving
How to give to charity on a tight budget

Donating to charity is not easy when finances already feel tight. With the following tips, you can still help those in need even while on a small budget.

Ring In Happy Holidays - Ho! Ho! Ho!
SAVER LOANS now, means having the dough!

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  

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