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         Fall 2020

Pinpoint a great loan here and stick to your budget! Full speed ahead with rates as low as 1.99% APR* on new auto purchases, or you can refinance auto loans financed elsewhere for as low as 2.65% APR.*
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Come on in if you are a first-time home buyer or have limited down payment options. Open Door Mortgage, loans up to 95% of the appraised home value. You'll find low closing costs, no points, and low origination fees. First lien owner-occupied mortgage purchases and refinances are eligible for the Open Door Mortgage. We want to open doors to home ownership for you!

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All First Central Locations Re-Open Lobbies Monday, Sept. 21, 2020
New Features - Everything we do, we do for you!

Yes, You Can -- Quick, Convenient, Friendly

These past months have been a time of 24/7 online and digital beneficial services being used like never before! We've added financial resources for your convenience, here is what's new --

  • Quicker Loan Processing
  • Enhanced Teller Machines (ETMs)
  • Remote Control Cards
  • Interactive Teller Machines (ITMs)
  • MessagePay

Pictured (Left to Right) Contact Center Team Members:

Contact Center Supervisor Omar with Amberly and Jabal






Knowledge of Financial Education
First Central Hotline (844) 203-0038

Struggling with debt? A debt management plan may help! A FREE consultation hotline is available. To get help, call your KOFE (Knowledge of Financial Education) coaches at (844) 203-0038 today.

Keys to a Debt Free Life

If you want to achieve freedom from debt, you have to make strategic plans in your budget to eliminate these four biggest sources of consumer debt. ...




Credit Bureaus Offer FREE CREDIT REPORT
Weekly report available through April 2021


The three major credit bureaus in the U.S. have collectively agreed to offer free weekly credit reports to consumers. Equifax., Experian and TransUnion will provide free reports through www.annualcreditreport.com at no charge through April 2021. You can obtain a weekly report to check for identity theft, credit inquiries, Covid-19 deferred payments and debt consolidation accuracy.


Love My Credit Union


Credit union members can save on a variety of products and services like TurboTax, SimpiSafe, Sam's Club, ID Theft Protection, Home & Auto Insurance, Travel & Entertainment, and much more!

#LoveMyCURewards



Calendar of Events
Click "Read More" for additional Fall events

 

Each year we come together to celebrate International Credit Union Day to raise awareness about what it means for members around the world to have a credit union as their financial partner. Join us in celebrating October 15, 2020.




It's Like Feeling Appreciated
Line your pockets. Not ours.







Meet Yesenia a True Credit Union
Young Professional

Loves fall festivities & scary movies







Fall Car Care Tips
How to take care of your vehicle as the seasons change
https://www.firstcentralcu.com/loans-credit/auto-l...


As summer starts to slip into fall, here are some simple ways to make sure your vehicle stays in perfect health.





Online Finance Basics
How to manage your money and accounts while social distancing
https://www.firstcentralcu.com/services


In these challenging times, you may not feel as comfortable visiting your financial institution. A great way to stay on top of your financial needs without the risk of going out is online and mobile banking.





Which Debt Should You Pay Off First?
Strategies to suit your lifestyle
https://www.firstcentralcu.com/loans-credit/home-e...


On the surface, managing your debt can seem relatively easy — just make minimum payments. However, if you’d like to pay down your debts, you have some choices to make.





Pumpkin Crumble
Sharing season goodies from all of us ...

We are thankful for all our members and hope all your gatherings are yummy!







Published by First Central Credit Union
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.  


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