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Ever Vigilant: Protect Your Identity (Part I)
November 2017
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Ever Vigilant: Protect Your Identity (Part I)
A Message from Joey Root, President & CEO

With the recent security breaches at Equifax, Yahoo, Target, and many others, the dangers of identity theft have become increasingly evident to most Americans. The bad news is that despite significant efforts to combat these violations, the criminals out there continue to evolve their behavior, and financial crimes of all type are exploding. This seems to be especially true as it relates to identity theft.

The good news is that, though nothing is foolproof, there are steps that you can take to protect yourself from this very invasive crime. Though not an exhaustive list, below are some suggestions to protect your identity:

  1. Do Not Reveal Personal Information – Never give personal information, such as your social security number, mother’s maiden name, or driver’s license number to an unverified source. The fraudsters will try to pressure you into giving up the information. Hang Up!
  2. Review Your Monthly Statements – One very important thing to do is to closely review all of your bank statements on a monthly basis and make certain there are no unauthorized charges to any account. Include all credit card accounts as well as bank depository accounts.

  3. Protect Your Computer – Identities are often stolen though spyware and other types of software that invade your computer. Purchase a quality spyware and virus protection software, and make certain that you keep it up to date.

  4. Cancel Unused Credit Cards – There is no reason to have credit if it goes unused. Also, the fewer cards you have open, the less you’ll have to monitor.
  5. Monitor Your Credit – Take advantage of your annual free credit report. Go to to get your free report, and consider purchasing additional copies throughout the year for monitoring purposes.
  6. Consider Subscribing to a Service – Companies such as LifeLock, Equifax, and others provide a degree of protection as well as some peace of mind. However, nothing is foolproof, so remain ever vigilant!

There are a number of resources out there that provide you with further information to protect your identity. One quality source of information is a website devoted to this topic sponsored by the Federal Trade Commission.

Look for next month’s newsletter that will provide you some tips on what to do if you discover your identity has been stolen.

Please don't hesitate to contact me at 405.608.1903 or if there is anything I can do for you.

​Best regards,

Joey P. Root
President & CEO

Published by First Liberty Bank
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
External links are provided for your convenience. The Bank does not endorse or guarantee the products, information, or recommendations provided by linked sites and the Bank is not liable for any products or services advertised on these sites. Each external site may have a privacy policy that differs from the Bank. Any linked site may provide less security than the Bank’s website and e-newsletter site.
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