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First Liberty Bank Newsletter
August 2018

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4th and 10 (More Days): Are You Ready for Some Football?
A Message from Joey Root, President & CEO
As I write this little article, we are almost exactly 10 days to the minute away from the kickoff of my favorite college football team’s first game of the 2018-2019 season.
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New Staff Added in August
Welcome!

Please help us welcome new employees Mandy Debrosse, Ashleigh Jones, Mariela Perez and Carol Meserve. We are glad you are here!
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Congratulations, Keegan Grooms

Keegan Grooms recently graduated from the Graduate School of Banking at Colorado (GSBC). The Boulder-based school has been a trusted source for training leaders in the financial industry since 1950.
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First Liberty Mortgage
We Are Hiring!

We are hiring experienced mortgage loan officers. Contact Gil Barteau today at gbarteau@myfirstliberty.com and check out our mortgage careers page!
Q & A Debbie Tomlinson

Each month, we will be featuring one of our employees for all of us to learn more about each other. This month we would like you to meet Debbie Tomlinson, Loan Servicing Assistant.
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Pros and Cons of Paying Off Your Loans Early
Is there ever a wrong time to pay off a loan early?

Carrying loan debt can be stressful if you have other things you’d rather be doing with your money — and, frankly, who doesn’t? This leads to the noble ambition of wanting to pay off your loans as early as possible, which can pay dividends for you in terms of saving money and anxiety. However, even if you have the means, is it always the right decision to pay off a loan or debt early?
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Do You Qualify for Green Tax Deductions?
Going green is even easier with these tax deductions

When it comes to going green, people often think of tax incentives offered to large companies for using more efficient systems in their office buildings. However, a number of green tax incentives are available to individuals as well.
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Why You Should Open a Savings Account for Your Business
Learn the benefits of keeping your money separate

As the owner of a business, you’ve probably opened a business checking account so that you can pay your suppliers and separate enterprise money from …
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Wellness Checks to Schedule before School Starts
Make sure to schedule these health checks before autumn arrives

Going back to school is a stressful time for parents; particularly when making sure your children have all of the supplies they need for their …
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Why to Consider a Used Luxury Car
Six reasons to bring home a pre-owned, new-to-you luxury model

If you’re daydreaming about driving an affluent, stylish vehicle, but prefer more affordable transportation, consider buying a used luxury vehicle. …
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Choosing the Right Paint Colors
How to pick paint colors like a pro

Picking colors to paint a room can feel like an overwhelming task, and the stakes are high — the choices you make will affect the space you live in …
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Eating Local
Buying Local Produce (and where to get it)

When you buy local foods in season from local farms, your money goes directly to farmers, you'll enjoy the benefits of eating fresh, unprocessed …
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Published by First Liberty Bank
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
External links are provided for your convenience. The Bank does not endorse or guarantee the products, information, or recommendations provided by linked sites and the Bank is not liable for any products or services advertised on these sites. Each external site may have a privacy policy that differs from the Bank. Any linked site may provide less security than the Bank’s website and e-newsletter site.
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