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First Liberty Bank Newsletter
January 2017


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Resolved: Be Better in 2017
A Message from Joey Root, President & CEO
Welcome to 2017. I hope you had a great Holiday Season and that you are looking forward to accomplishing a lot in the new year. The end of one year and the beginning of a new one is a great time for reflection of the past and planning for the future.
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Phishing and Online Banking Security

We are getting reports of large increases in phishing scams across the country. This is a result of numerous data breaches, many unrelated to card data.
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Welcome To First Liberty
New Staff Added

We keep on growing!  Please welcome the new additions to the First Liberty Bank family.
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Bedlam for Babies Drive
Thanks for your support!

We had another banner year with our Bedlam for Babies donation drive benefitting Infant Crisis Services!
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FLB Promotions
Congratulations Charmaine and Cheri!

Congratulations to Charmaine Osborne and Cheri Kingsberry for their recent promotions! Charmaine is now a Compliance Assistant and Cheri is a Personal Banking Officer.
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Q & A Ladye Hobson

At First Liberty, we are always looking for ways to serve our community, including getting to know you better. We want to be the type of bank who knows your name. We also want you to get to know us better.
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The Power of Compound Interest
Why it really pays to invest early in a retirement account

Money in a savings or retirement account grows over time as it earns interest. But the interest rate isn’t the only factor that determines how much it grows; compounding interest helps your funds grow faster because it lets you earn interest on the money you deposit plus previously earned interest.
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The Importance of Paying Your Bills on Time
The success of your business relies heavily on making on-time payments

Paying your business bills follows the same rule of thumb as your personal bills: Maintaining an on-time payment schedule for all of your bills will help keep your credit, and therefore your business,…
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Visit Mackinac Island, Michigan
Bike away your worries on the scenic Mackinac Island

The temperatures may be low right now, but one way to warm yourself up this winter is by planning the trips you will take once spring and summer arrive. One resort area worth exploring is Mackinac …
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Simple Ways to Walk 10,000 Steps a Day
How to ensure that you are meeting your fitness goals on a daily basis

Walking 10,000 steps every day might actually be simpler than it seems. It may merely take a steady and consistent approach, requisite motivation and a few simple tricks.
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7 Best “Best Picture” Winners from Oscars Past
These 7 Oscar-winning films are some of the best

To get you ready for the upcoming 89th Academy Awards ceremony, we’ve put together this list of some of the greatest Best Picture Oscar winners to ever exist.
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Vehicle Details: Top Vehicles That Are Affordable and Cool
A cool ride doesn’t need to break the bank

There are so many choices if you’re looking for a new vehicle that it can be difficult to know where to start. But if your priorities are on coolness and affordability, here are some great options.
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Keep It Simple Recipes For The New Year
by Kathy Bentley

After the hustle and bustle of the holiday season, I'm ready for some calm.  I'm applying my 2017 New Year mantra to cooking: Keep It Simple.
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

External links are provided for your convenience. The Bank does not endorse or guarantee the products, information, or recommendations provided by linked sites and the Bank is not liable for any products or services advertised on these sites. Each external site may have a privacy policy that differs from the Bank. Any linked site may provide less security than the Bank’s website and e-newsletter site.
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