First Liberty Bank Newsletter
June 2019

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Listen and Learn: Encouraging Younger Employees
A Message from Joey Root, President & CEO

There is an old joke that goes “you better be nice to your kids; they will be picking out your nursing homes.” This same principle applies in business – “support the young people in your organization – they will be administering your retirement benefits.”


Budgeting for Entertainment and Leisure
Build fun money into your spending plans

No matter how tempted you are to cut fun spending altogether to reach your financial goals faster, make sure that you build that essential item into your budget.

Paying for Your Kid to Go to College
Consider your child’s financial future

In years past, society expected you as a parent to contribute to higher education costs or cover them totally. Now, it’s important that you consider your financial situation and options available to you ahead of your student accepting school admission.

Investing on a Low Income
Four ways to begin investing when your budget is tight

Investing is one of the most powerful ways to build wealth and provide for a more comfortable retirement. However, when you don’t make a great deal of money, the barriers to getting started can seem insurmountable.

Early Indicators of Financial Trouble for Your Business
Early signs your business is in financial trouble

By paying attention to these warning signs, you’ll be better prepared to protect your business from serious financial ruin.

Our 5th Annual Liberty Bash was a Blast

Thank you to everyone who attended our 5th annual Liberty Bash! We had great weather, yummy food, bounce house, face painting, music, and fellowship with our community.

Saying Farewell to Val
Happy retirement - we will miss you!

This month we celebrated Val's retirement! Val has been a member of the First Liberty Family for 6 amazing years.

We are Growing

Please help us welcome our new Mortgage Loan Officer, Lainey Horton! We are so thankful to have her join the First Liberty Family.

Diapers and Donuts - Celebrating Cortney and Toby

This month we hosted a baby shower for Cortney and Toby. Congrats on the new addition to your family!

Landscaping Tips for Beginners
How to spruce up your yard like a pro

Landscaping is not a one-and-done operation that requires little thought, which can make it feel like an overwhelming task if you’ve never done it before.

Summer Volunteering Ideas
Take time this summer to make a difference in your community

Summer offers an abundance of opportunities for you to volunteer. Your children will need an activity to keep them occupied while on summer break, and young professionals can boost their resumes with instances of community engagement.

How to De-Stress While Driving
Easy tips for a calmer commute

Does it feel like you’re wasting time when you’re behind the wheel? It doesn’t have to be that way.

Tips for Cutting Back on Smartphone Time
How to minimize your screen time

Are you looking for ways to avoid the digital spiral that consumes too much of your time each day? You’re not alone.

Published by First Liberty Bank
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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