January 2021
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Happy Anniversary, Heather Howerton!
Mortgage Banking Officer

Please help us congratulate Heather Howerton on her four-year anniversary with First Liberty! She started with us back in January 2017 as a Private Banking Officer and moved to our Mortgage Department in May 2019. Cheers to many more years!

Happy Anniversary, Carlos Morales!
VP, Information Security Officer

It is hard to believe that Carlos Morales has only been with First Liberty for one year! We are very grateful to have him as our VP, Information Security Officer and look forward to the years to come.

Show Us Your Furry and Not So Furry Friends

Show us your furry and not so furry friends! Each Friday, we post a new Furry Friend for our followers to see. If you want your pet featured in a post please send photos to marketing@myfirstliberty.com Who knows? Maybe you will see a familiar face next time.

Get to Know us
Q & A Chris Schemmer

At First Liberty, we are always looking for ways to serve our community, including getting to know you better. We want to be the type of bank who knows your name. We also want you to get to know us better. Each month, we will be featuring one of our employees for all of us to learn more about each other. This month, we would like you to meet Vice President, Commercial Lender, Chris Schemmer.


Avoid & Report Scams

Although we regularly hear about scams, how often do you actually fall for them? Scammers are relentless and creative in their schemes. The Federal Trade Commission offers many helpful resources on their website, including the most recent scam alerts. Take a few minutes to learn about scams and how to recognize the warning signs.


Finding the Perfect Retirement Hobby
Top retirement hobbies and how to find the perfect one for you

Retirement is the start of a new phase in life, and with it comes a lot more time than you might have had before.


Reasons to Go Paperless
Why you should elect to receive digital bills and statements instead of mailed copies

If you’re inundated with requests by utility providers, department store credit cards, and insurance companies to “go paperless” but haven’t made the switch to digital statements yet, you’re missing out on some great benefits.


2021 Book Releases to Put on Your To-Read List
Make space on the shelves for these new additions

Whether you’re sticking with your favorite authors or looking for something new, there’s sure to be some good choices for you coming out soon.


5-Ingredient Instant Pot Mac and Cheese
Recipe Courtsey of Food Network Kitchen

Instant Pots are absolutely great when it comes to quick meals. The Food Network's recipe for 5-Ingredient Instant Pot Mac and Cheese is an easy and quick meal. Even better, you only have one pot to clean!


The Best Chicken Noodle Soup
Recipe Courtsey of Food Network Kitchen

What better way to warm up on a cold evening than by eating a delicious bowl of hot chicken noodle soup. The Food Network's recipe for The Best Chicken Noodle Soup is simple, comforting, and satisfying. Besides, if the Food Network deems it the best recipe, then why not give it a try?


Getting Ahead
Budgeting Systems To Fit Your Life
Meet your savings goals with these strategies

Whether you’re on a fixed income or simply looking to make smarter financial decisions, a budget can help you guide your spending and supplement your savings.


4 Unnecessary Expenses to Cut From Your Life
Four easy ways to spend less by cutting more

As a hard-working adult, you know that saving money is an important thing to do. Unfortunately, it can also be a difficult prospect.


Business Banking
Learn About Money Market Accounts
Learn the ins and outs of saving more with an MMA

Money market accounts store your saved money but also add to it by accruing a large amount of interest.


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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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