February 2021
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Life is Hard: What an Opportunity!
A Message from Joey Root, President & CEO

Football coaching great Lou Holtz has many famous quotes. One of my favorites is “Show me someone who has done something worthwhile, and I will show you someone who has overcome adversity.” If 2020 taught us anything, it is that life can sometimes be challenging and that we will all face adversity in our lives. The trick is to view the adversity that comes our way as an opportunity.

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News & Events
Norman Advisory Board

We wanted to take a moment to introduce you to our Norman Advisory Board. Thank you for your time, talent and expertise!

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Congratulations, Heather Howerton!
2020 Top Mortgage Loan Officer

We are pleased to announce Heather Howerton as the recipient of our 2020 Top Mortgage Loan Officer award. Congratulations, Heather!

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Congratulations, Loan Administration Team!
2020 Quality Service Award

We are pleased to present the Loan Administration Team as the recipient of our 2020 Quality Service Award!

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Congratulations, Sarah Dinkfeld!
4th Quarter 2020 Internal Customer Service Award

We are pleased to announce Sarah Dinkfeld as the recipient of our 4th Quarter 2020 Internal Customer Service award. Sarah was nominated by her peers in recognition of her exceptional performance and contributions. Congratulations, Sarah!

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February Employee Anniversaries

February is a busy month for employee anniversaries! Please help us congratulate Bob Rodgers, Christian McQueen, Marshall Moore, Mikel Dunnagan, and Kaela Robinson on their anniversaries with First Liberty Bank.

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National Wear Red Day, February 5th
Supporting the American Heart Association's Go Red for Women

Our employees showed their support for the American Heart Association's Go Red for Women by wearing red on Friday, February 5th!

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Get to Know us
Q & A Tavner Snelson


At First Liberty, we are always looking for ways to serve our community, including getting to know you better. We want to be the type of bank who knows your name. We also want you to get to know us better. Each month, we will be featuring one of our employees for all of us to learn more about each other. This month, we would like you to meet HR and Marketing Administrative Assistant, Tavner Snelson.

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Security
Basic Tips to Keep Your Account Safe
Simple ways to protect your personal information


Criminals are crafty, smart, and — for the most part — lazy. By putting up barriers, even simple ones, you can help protect your account from thieves.

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Lifestyle
Are Shopper Loyalty Programs Worth It?
Understanding the risks and benefits

The choice to sign up for exclusive savings and customized coupons may seem like a no-brainer — however, these savings come at the cost of your personal data being sold to marketers.

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Essential Financial Lessons For Kids
The money lessons your kids need to learn from you

As a parent, you are your child’s first and most enduring teacher. Help your kids develop good money habits now and throughout their lives with the following financial lessons.

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How to Save Money on Your Grocery Bill
Six simple tips to cut your food costs

We all need to eat, but buying food can be a major expense — especially if you have a large family to take care of.

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3 Fun Travel-Themed Board Games
Go on an adventure with these unique strategy games

There are many travel-themed board games that will keep you safe and sound at home while still fulfilling your need to see and do new things.

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Recipes
Turkey Biscuit Stew
Courtesy of Taste of Home


Doesn't this look delicious? Taste of Home's recipe for Turkey Biscuit Stew is a great option to warm you up on a cold night. With only 15 minutes of prep time, who wouldn't want to give this hearty stew a try?

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Lazy Day Beef and Vegetable Soup
Courtesy of the Oklahoma Beef Council


The Oklahoma Beef Council's recipe for Lazy Day Beef and Vegetable Soup is a recipe your whole family can enjoy. This satisfying soup is packed with protein and zinc. It's a great combination of Stew Meat, chickpeas, veggies, and pasta.

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Getting Ahead
How to Plan Your Retirement Using Age Banding
Following this simple model can save you money during retirement

Even if you’re nowhere near retirement age, chances are you’ve been — or have recently begun — preparing for the eventuality of leaving a working lifestyle behind.

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Questions to Ask Before you Hire a Financial Advisor
Make sure you know what you're getting into

With so many financial advisors out there, it can be hard to know if you’ve picked the right person for the job.

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What to Do When You’re Denied Life Insurance
Taking the right steps when your application is rejected

Life insurance is key to providing financial stability for your loved ones after well into the future. But having coverage is no guarantee — if you are seen as a risky candidate, an insurance provider can reject your application outright.

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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