Heritage Bank of Nevada’s Business News
April 2017
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Cloud-Based Accounting
A convenient solution for small businesses

The cloud has revolutionized the act of accounting for small businesses, which can now access important information whether they are working from home or traveling to meet a client. If you own or operate a small business and are on the market for a cloud-based accounting solution, consider the following tried and true options.

Do You Need a Business Partner?
How to decide if a partnership is right for you

There are many benefits to a partnership in business, but these advantages might not always outweigh the costs. Before entering into a partnership, consider these six questions.

Are You Micromanaging Your Employees?
Micromanaging is useful sometimes, but overall can cause issues for your business

There is a fine balance between proper oversight of your employees and micro-managing their every move. When you begin to overstep the boundary and assert control over every project, the effects can be detrimental to the success of your business.

How Offering Constant Discounts Can Hurt Your Business
Why you should think twice before continually discounting your products

Discounts can bolster sales for your business, but is the benefit worth the cost? = Offering discounts too frequently can cause a considerable strain on your company’s long term health and stability, far outweighing the up-front benefits it may create. Here are four reasons why continually offering discounts can hurt your business’ sales.

Understanding Today’s Digital Age Social Platforms
An overview of the biggest channels for business

The world is increasingly tending toward the digital, and the question is no longer whether your small business will have to follow suit but whether it can keep up with the pace of change? There are many social media platforms out there that can be used to supplement the reach of your online presence; but in order for your presence to be effective in terms of creating real-world business, you must know a bit of background on the usual suspects.

Let's all shop local and bank local.
by Audrey Tedore Titus, VP, Marketing
Heritage Bank Local Community Bank
Heritage Bank is Celebrating Community Banking Month. Please show your support by shopping local and banking local.
Noah Elsfelder Joins Heritage Bank
AVP, Branch Manager - 7th Street Branch
by Audrey Tedore Titus, VP, Marketing

We are please to announce the addition of Noah Elsfelder to the Heritage Bank team. Noah has more than 17 years of banking experience and has lived and worked in the Reno/Sparks area for almost 40 years. He spent 12 years with Wells Fargo holding many positions such as Personal Banker, Business Specialist, Branch Manager, and Merchant Sales Consultant. Prior to joining Heritage Bank, Noah spent 2 years with Greater Nevada Credit Union as a Business Specialist and SBA Loan Officer.  NMLS#1608624.You can find Noah at (775) 348-1007.
Get a New Mortgage or Refinance an Existing Mortgage
Sharon and Kelly are our Experts
by Audrey Tedore Titus, VP, Marketing

Springtime is a great time to purchase the home of your dreams or refresh your current home. Either way the mortgage experts at Heritage can help. Whether you are looking for a new mortgage or refinancing your existing home, contact Sharon or Kelly today. 

Exercises You Can Do As a Family
Round up the family for these fun workouts
When it comes to balancing family life and work while trying to throw in daily exercise, things can often get incredibly hectic. To combine family …

Monthly Subscription Boxes That Will Enrich Your Life
Five subscription boxes to brighten your day once a month
The popularity of subscription boxes has rapidly grown in the past few years, which means there are plenty to choose from.

Accent Wall 101
Tips for creating a proper accent wall that will get people talking
Whether you are sprucing up a new home or reinvigorating a room that seems to have lost its luster, accent walls are a great way to draw eyes and …

7 Signs You’re Doing Laundry All Wrong
Are you making these common laundry mistakes?
Despite years of laundry experience, there are “loads” of ways to make mistakes with this chore. If you’re doing any of the following, it’s time to …

How You Can Help Reduce Air Pollution
Help keep the air around you clean by employing these methods to reduce air pollution
In order for our bodies to receive the oxygen that we require to survive, we need to constantly breathe in the air around us. As such, we definitely …

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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