Heritage Bank of Nevadaís Business News
March 2014
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The 411 on Business Plans
Why your company should have a business and operational plan

Photo: The 411 on Business Plans
Operating a small business is no easy task. In the early stages of your company, itís smart to write a business plan. Whether itís to keep within your company or to show to external stakeholders, …

Benefits of a Small Business Line of Credit
A small business line of credit may be just what your business needs

Photo: Benefits of a Small Business Line of Credit
Alongside small business loans, a small business line of credit (LOC) is one of the most popular ways that small businesses can receive the funds they need to operate or expand. Many small business …

Tackling Ethical Dilemmas: Tips for Small Business Leaders
Conflicts happen, and how you handle them can make all the difference in the outcome

Photo: Tackling Ethical Dilemmas: Tips for Small Business Leaders
Ethical issues come in many forms and can affect all areas of your business. For small business owners, designing and implementing ethics policies that help determine an appropriate course of action …

New Heritage Bank Headquarters Building
Stop in and see our beautiful new facility
by Audrey Tedore, Marketing Director

It's official, Heritage Bank of Nevada's main branch and headquarters are now open at our new location at 2330 South Virginia Street. Our five additional branches are still open at their current locations in Reno, Spanish Springs, Carson City and Gardnerville.

A New Twist in Account Takeover
FBI Warns of Scam Linked to E-mail Compromises
by By Tracy Kitten, December 3, 2013

A so-called "man-in-the-e-mail" scam that's targeted at least three Seattle-area businesses reflects a growing trend in account takeover compromises. Fraudsters intercepted legitimate e-mails between the businesses and their suppliers and then spoofed subsequent e-mails impersonating each company to the other, according to a Dec. 2 warning issued by the Federal Bureau of Investigation.  Losses linked to the attacks have so far totaled approximately $1.65 million. The affected businesses were fooled into thinking they were sending money to an established supply partner in China. But the money was actually being sent directly to bank accounts managed by the attackers, according to the FBI.

Tips from the FBI...

Is an RV Right for You?
Reasons why purchasing an RV may benefit you

Photo: Is an RV Right for You? When you think of investing in real estate, you probably automatically think of buying a home or a condo. But have you considered a recreational …

How to Do a Home Energy Audit
Save money on your future electric bills with an independent review

As the record-breaking winter weather clears in most areas of the country, many families are experiencing higher-than-usual energy usage. This …

Home Remedies for Nasal Congestion
Smart tips to help clear up that stuffy nose

You've been up all night with a stuffy nose and you're looking for relief. The good news is that there are a number of home remedies that can help you…

Must-Watch Midseason TV Premieres
Check out these much-anticipated programs

If you like watching really good TV, you're in for some special treats this year. Several upcoming midseason premieres promise some of the best …

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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