Heritage Bank of Nevada's Business News
November 2017

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Holiday Shopping
With Heritage Mobile Banking

Shop smart this Holiday Season by managing your Heritage Bank accounts while doing your holiday shopping. Heritage Bank's Mobile Banking with Real-Time Easy Instant Balance Access lets you securely view your account balances quickly and frequently.

With CardValet you can manage when and where your debit card is used. Both can be setup in only a few minutes. Ask your Heritage Banker for details.


Heritage Bank's New Health Savings Account
Save For Your Health Care, Save On Your Taxes*

With a Heritage Bank Health Savings Account (HSA), you can save on your taxes* while you save for your health care. A Health Savings Account from Heritage Bank is the best way to take advantage of tax* savings while you save for your health care deductible costs.

A Health Savings Account (HSA) is a personal checking account designed to help those with qualified high-deductible health plans (HDHP's) save on many out-of-pocket medical expenses including doctor visits, vision and dental care, and prescriptions.

* Consult your tax advisor.



Improving Your Employees’ Customer Service Attitudes
Working with your employees toward better customer relations


Negative attitudes can be contagious and potentially detrimental to your business’ bottom line if left unchecked, especially if your employees are pointing that negativity at your customers. Getting your customer service employees to improve their attitudes is not easy, however, and will require continuous involvement on your part.


When Is It Time to Upgrade Your Space?
How to know when it is time to get a larger office


As your small business begins to thrive, you may outgrow your current office space. If you started in your home, it may be time to find a detached office space. If you are in a small office, there comes a time when upgrading is the way to go in order to increase productivity. Consider these situations when it might be time to upgrade your space.


Seasonal Marketing Opportunities to Consider
How your business can thrive during the holiday season with timely marketing

The holiday season is a great time for businesses to pull in profit, generate new interest in products and services and excite an existing customer base. Capitalizing with a sound marketing strategy can help you push ahead of your competition and make the season even brighter, particularly if you consider that the money made from a successful holiday campaign can help keep the lights on in the off-season.

Enjoy the Reno Wind Symphony Holiday Celebration
Presented by Heritage Bank and MacLean Financial Group

Ring in the Holidays - Saturday, December 16th at 7:30pm and Sunday, December 17th at 3:00pm in the Nightingale Concert Hall at UNR. To get your free ticket to the concert, stop by Heritage Bank at 2330 South Virginia Street in Reno or MacLean Financial Group at 1325 Airmotive Way, Ste 390 in Reno. We kindly ask for donations to our local Food Bank - please bring your extra cans of food or a monetary donation to ticket pickup. Limit 4 per person with suggested donation.

9 Tips for Getting a Better Night's Sleep
Enjoy deeper rest with these sleep strategies
It is common knowledge that each adult should aim for a minimum of 7 hours of sleep each night. However, some people might be unfamiliar with how to …

7 Best Podcasts of 2017
Check out some of the top podcasts from this year
With the accessibility of streaming and unlimited data, podcasts are becoming more and more popular. They offer variety of topics, from politics and …

9 Experiences to Give as Gifts
Avoid holiday shopping lines by giving the gift of experiences
With the holiday season approaching, you might already have started to purchase gifts for friends and family members. However, there are only so …

Winter Home Maintenance Checklist
Prepare your home for the woes of winter
Discover how you can protect your home from the harsh temperatures and conditions that cold weather brings.

Best Board Games for Large Groups
Coordinate an epic game night with these large-group board games
The philosophy of “the more the merrier” plays exceptionally well when it comes to board games. Numerous people included in a game means a greater …

Published by Heritage Bank of Nevada
Copyright © 2017 Heritage Bank of Nevada All rights reserved.
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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