Heritage Bank of Nevada�s Business News
January 2015
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Heritage Bank Celebrates 20 Years!
Heritage Has Been Serving Northern Nevadans for 20 Years, from 1995 to 2015!
by Audrey Tedore, Marketing Director

Heritage Bank of Nevada began as a small community bank on South Virginia Street in 1995 providing banking services to our area small businesses and their families located in northern Nevada. Over the years we have grown to six locations serving Reno, Sparks, Carson City and Carson Valley. We are the area's only locally-owned and locally-managed community bank. Decisions are made locally and your dollars stay in our community helping local businesses and their families. We are proud of our Heritage and appreciate all of our customers that have banked with us over the years.

Create a Workplace for All Ages
What you can do to help employees of all ages work cohesively together

Baby boomers, Generation Xers and Millennials all seem to come from different planets. Members of each generation each have varying values, beliefs, mentalities and goals in the workplace. This can …

Best Financing Options for Restaurants
Getting the green you need to keep the grill on

A decade ago, securing financing for a restaurant was one of the easiest things about starting or maintaining a business in the food industry. In this post-"Great Recession" era, finding funding is a …

Get the Best Tax Bang for Your Charitable Buck
Make charity a beneficial part of your business

Tax deductions might not be the most important motive for charitable giving, but it sure is a nice bonus. Of course, if you don't go about it the right way, you can miss out on the benefits, so here …

How to Make an Accurate Sales Forecast
Tips for calculating your sales projections

When creating a sales forecast, it is not the time for wishful thinking or letting your ego swell. Information produced from these projections helps you make decisions about everything from scheduling…

Mortgage Rates Are Historically Low - Don't Miss Out
Now is a Great Time To Purchase a New Home or Refinance Your Existing Home
by Sharon Turner, Assistant Vice President, Mortgage Origination Manager

Do you need home financing? Are you ready to take advantage of current low mortgage rates?

Now is a great time to purchase a new home or refinance your current home.  Rates are at a historical low.

Mobile Banking Alerts Keep You In Control
Set Up Mobile Alerts and Keep Track of Your Accounts
by Audrey Tedore, V.P. Marketing Director

Mobile Banking is the ultimate on-demand service. With it you can monitor your accounts using your mobile phone. You can receive alerts, view accounts, even transfer funds whenever you need to. Wherever you happen to be. You decide how you'll use it!

Heritage Bank 2015 Shred Days
Coming to a Branch Near You
by Audrey Tedore, V.P. Marketing Director

Check here for dates and locations...

Vehicles That Help Hold Their Value
These vehicles provide major bang for your buck

If you�re like most people, buying a new vehicle is among the biggest purchases you�ll ever make. But unlike a house or other investments, your …

Go Green in 2015
Basic tips for eco-friendly beginners

If one of your New Year�s Resolutions was to take better care of the environment, there are many places from where you can start. How you eat, how you…

Gadgets that Make Life Easier in the Kitchen
Simplify cooking with a number of neat tools

Don�t you wish someone would invent something to make meal prep easier or help with a list of cooking tasks? There�s good news: There really are …

Sticking to Your New Year�s Resolution
Tips for making your New Year�s Resolution last

It�s a new year, and you probably have some exciting new resolutions to make it the best year yet. If you�ve had resolutions in previous years that …

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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