Heritage Bank of Nevada's Business News
February 2019

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New Heritage Bank Website Coming Soon!
New Design, Same Great Online Banking

We are pleased to announce that the Heritage Bank of Nevada website will be getting a new and improved update soon. Our new site will be available on February 26th and will feature new functionality, colors and photos. Our Online Banking function will remain the same. Watch as our newly designed site is rolled out next Tuesday, February 26th. We think you will like it.
Participating in Trade Shows and Expos
How to make the most out of your first trade show

As with so many other things in business, there are a great number of variables to consider when planning to head to a trade show. Doing your homework ahead of time can be the difference between heading home with new business and a sense of rejuvenated enthusiasm, and feeling like you’ve wasted your time and money.

Delegation Tips for Improving Workflow
Create an effective system of assigning tasks to your employees

As a manager or small-business owner, you may be tempted to personally oversee every task that comes your way. Doing so, however, will result in a backlog of work that may never subside.

Choosing Between an External Consultant and a New Employee
The pros and cons of hiring versus contracting

As a small business owner, you will occasionally need to decide whether to hire a new full-time employee or use an independent contractor to fulfill a task. To help you decide which option is best for you, here are advantages and disadvantages of both to consider.

Tax Implications of Incorporating
Your tax situation is completely different when your business is a corporation

Before you take the big leap and form a corporation, make sure you prepare for how it will change your relationship with the Internal Revenue Service.

Myths About Small-Business Debt
Don’t assume everything you hear is true

From just getting the doors open to making major repairs or expanding operations, business loans can give you the cash you need to keep moving forward. Before you consider the types of small-business debt, make sure that you aren’t listening to outdated myths that could put you at a disadvantage.

What Are Roth IRA Conversions?
The ins and outs of converting your traditional IRA to a Roth IRA

If you’ve been saving for retirement in a traditional individual retirement account, you may have been advised somewhere along your journey to consider the benefits of converting to a Roth IRA.

2019 Shred Days Announced
Coming to a Heritage Bank Branch Near You

2019 Heritage Bank Shred Days:

Friday, May 17th, 11:00 - 2:00
Damonte Ranch Parkway Branch

Friday, August 23rd 11:00 - 2:00
Spanish Springs Branch

Friday, November 1st 11:00 - 2:00
West 7th Street Branch

Tips for Getting Used to a Different Car
How to drive comfortably behind an unfamiliar steering wheel
There’s nothing like feeling at home behind the wheel of your own car. Being comfortable at the wheel doesn’t just put you more at ease, but it …

The Truth About Vitamins
Are vitamins the support you need to improve or maintain your health?
From heart and cardiovascular support to improving cognitive functions, memory and digestion, there seems to be a vitamin that can solve your every …

4 Books That Will Transport You to a New Location
Escape the everyday with these immersive, imaginative reads
Whether you prefer books that travel to other country or those that blast off to completely different planets, there are plenty of titles that will …

5 Unique Sports to Try this Spring
Five fun activities that will put some spring in your step
After a cold and lengthy winter season, temperatures start to climb and birds start to sing. If you’ve been feeling cooped up inside your home, …

Tips for Deep Cleaning and Organizing Your Fridge
Keep your fridge clean and tidy with these tips
Your refrigerator is an essential and hard-working appliance in your home. If it’s a gross mess, it’s degrading the quality of your food and putting …

The History of Mardi Gras
Mardi Gras tradition traces deep roots
In cities around the world, and particularly in New Orleans, Mardi Gras fills the late days of winter with colorful revelry. If you’ve ever wondered …

How to Prepare for Daylight Saving Time
Getting your body ready for the upcoming time change
With 2019 underway, your thoughts are likely already turning to the start of spring and the return of warmer weather. Before you can bask in the …

Published by Heritage Bank of Nevada
Copyright © 2019 Heritage Bank of Nevada All rights reserved.
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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