Heritage Bank of Nevada's Business News
January 2020

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Tax Identity Theft Awareness Week is Coming First Week of February
The Federal Trade Commission (FTC) Website Has Free Resources Available For Your Business

Go to the Federal Trade Commission's website where you will find different resources available for your use, all for FREE. 
PLUS, each day during the first week of February, there will be free webinars you can attend that cover different identity theft topics.  Here is a link to the site:  https://www.consumer.ftc.gov/features/tax-identity-theft-awareness.
Topics To Be Covered:
Identity Theft, its impact on victims, tax identity theft, recovering from identity theft.
Protecting Sensitive Business and Customer Information: Practical Data Security Practices for Your Business.
- AARP, the FTC and the U.S. Treasury Department Town Hall Meetings.
Government Imposter Scams, IRS, Social Security Administration and U.S. Census Bureau imposters, red flag warnings, protecting yourself, and how to recover if fraud happens to you.

5 Signs an Employee Is Ready for Leadership
Ways to spot management material

As an entrepreneur, you want your business to succeed, and much of that success is reliant upon a staff rich with dedicated, capable and hardworking employees.

Does Your Website Need More Content?
Make the most of your website

Having a great website can be an effective way to attract more customers to your business. As such, it’s important to not only keep your website up-to-date with relevant content but also to have the right amount of content on your website.

Improving Your Business's Phone-Answering Process
Eight ways elevate staff’s phone interactions with customers

Today, many small businesses focus on modern methods of customer engagement such as chatbots, email and social media. But it’s also important to offer your clients a chance to talk to a live human when they want a more personal experience.

How to Encourage Honest, Productive Employee Feedback
It’s all about trust

When you’re leading a company, one of your greatest assets is your staff. To reduce turnover and keep your employees as productive as possible, you should ensure that they have a way to comfortably offer management honest feedback.

Selling New Products to Long-Term Customers
How to successfully pitch to your captive customer base

Satisfied customers may seem a bit challenging to sell to when you have a new product, since you don’t want to rock the boat.

Business Receipts and Your Taxes
Understanding the difference between tax types

When you start a small business, it’s vital to keep track of paperwork and understand how tax laws apply to your company.

Should Your Business Offer Digital Coupons?
The benefits and drawbacks of Groupon deals

Digital coupon websites like Groupon are popular among consumers, but does it make sense for your business to participate?

Pros and Cons of Offering Employee Education Reimbursement
How employee education reimbursement can help your business

As a small business owner, you may know employees who have shown interest in an education reimbursement program.

Upcoming Events
Mark Your Calendars and Join the Fun

American Heart Association's Go Red for Women Luncheon
February 28, 2020 - Downtown Reno Ballroom

Lazy 5 Summer Music Series, Spanish Sprgs
Wednesdays throughout the summer season

Genoa Western Heritage Days
   April 24, 25, 26 - Genoa, Nevada

Barracuda Championship PGA Golf Tour
   June 29 - July 5 - Old Greenwood Golf Course

Great Reno Balloon Race
   September 11 - 13, 2020

Reno Air Races
   September 16 - 20, 2020

Bank Shred Days: (HBN customers only)
   Carson City Branch - February 14, 2020
   Reno Main Branch - May 8, 2020
   Corporate & Mill St. Branch - August 21, 2020
   Damonte Ranch Branch - November 13, 2020

Check with your branch for details

Understanding Autonomous Technology: The Basics of Self-Driving Cars
Self-driving cars may be high-tech, but they’re easy to understand
The idea of self-driving cars used to be hypothetical, but with high-profile companies like Google, Apple, IBM, Uber and more making headlines for …

Romantic Recipe Ideas for Date Night
Spice up your relationship with these flavorful dinner recipes
Warm your bodies and rekindle the romance this winter by whipping up a scrumptious meal at home.

How to Make Fruits and Veggies Stay Fresh Longer
Ways to lengthen the shelf life of produce
Save money, enjoy fresh food and reduce your household waste by using these six easy tips to keep your produce from spoiling.

Should You File Jointly or Separately with Your Spouse?
Is it better to combine your income tax returns?
When it’s time to file your income tax returns every year, married taxpayers have two options: filing jointly or filing separately.

Keep Pests Out of Your Home With These 4 Tips
How to keep pests out of your house
Pests are seldom welcome, but how do you keep spiders, insects and other creepy crawlers out of your house?

4 Healthy Pressure Cooker Recipes
Delicious dishes you can easily prepare in a pressure cooker
Cooking a flavorful, succulent meal can take a long time … unless you have a pressure cooker. This brilliant invention can do the work of an oven, …

Published by Heritage Bank of Nevada
Copyright © 2020 Heritage Bank of Nevada All rights reserved.
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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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