Heritage Bank of Nevada's Business News
March 2020

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A Message From Stan
Regarding Coronavirus COVID-19

Thank you for being a valued customer of Heritage Bank of Nevada.

Given global concerns regarding the Coronavirus (COVID-19), I wanted to personally reach out and share the extra precautions Heritage Bank is taking to keep our customers and employees safe and allow them to keep banking at Heritage Bank with confidence.

Amid ongoing concerns about the Coronavirus COFID-19, we at Heritage Bank are carefully monitoring the latest reports from the Centers for Disease Control (CDC) and local health organizations. As always, our focus is the safety and well-being of our customers, employees and the communities we serve.

Coronavirus Readiness - We stand ready to work with those experiencing financial difficulty as a result, and we are taking the necessary steps to avoid potential disruptions of service to our customers.

If you visit our branches, please know that our branch staff are ready and available as always. Here are a few of the ways we are here to serve you during this time...

Tips to Keep Your Financial Records Well-Organized
Strong financial recordkeeping is at the heart of every successful business

Organizing your records will reduce stress, simplify finances and better prepare you for unexpected events.

The Pros and Cons of Selling Part of Your Business
When and why you might consider bringing in an equity partner

Under certain circumstances, bringing a new equity partner into your business can be a wise choice that leads to growth and continued upward momentum.

Preventing Employee Burnout
Stress and dissatisfaction can cost you big

If your work environment is very stressful and demanding, you might be contributing to employee burnout and sending good workers out the door before their time.

Paying for Digital Advertising
Make sure you catch users’ attention online.

In 2020, digital advertising is a multi-billion-dollar industry where you have to spend money to get the exposure you need.

Should You Pay Your Sales Staff Salary or Commission?
Choosing the right compensation structure for your company

Is it better to pay your sales staff a salary or base their compensation on commission? Before making this decision, it’s important to determine your company’s budget and goals — along with the culture you hope to foster.

Building Company Loyalty To Decrease Turnover
Ways to build company loyalty to help keep your employees from leaving

Your hard-working employees are instrumental in your business’ present profitability and future growth, so it’s imperative to establish a company culture that makes your employees want to work for you for many years.

How Contactless Credit Cards Work
Contactless cards could be the future of business transactions
Contactless credit cards, also known as tap-to-pay cards, have begun cropping up all over the country.

What Vehicle Body Style is Right for Your Family?
Key contrasts to consider when picking your next family-hauler
There are so many vehicle body styles out on the market today, but how do you choose which one is best for your family?

What is the Energy Tax Credit?
How home improvements from 2019 could spell big tax breaks
If you had any work done to your home in 2019 that improves its energy efficiency, you may qualify for a residential energy efficient property …

Tips for Finding the Perfect Size Television
Picking a TV that fits your life and home doesn’t need to be a chore
As you try to find a way to optimize your viewing experience, it can be hard to figure out if a bigger TV is better, or if it will work in your …

How to Trim Down Your Book Collection
Give your bookshelf some breathing room
While parting ways with books can be difficult, it’s a good idea to do some spring cleaning and get rid of a few works so you can make room for more …

Published by Heritage Bank of Nevada
Copyright © 2020 Heritage Bank of Nevada All rights reserved.
Includes copyrighted material of IMakeNews, Inc. and its suppliers.
Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.
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