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HomeTown Bank Newsletter
 409-763-1271 April 2016
March 2016
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Getting into the Swing of Things
by Allan Rasmussen, Senior Executive Vice President
As the Madness of March comes to a close, it�s time for me to put down the basketball and grab a bat. Baseball season is upon us!  The time is now for the Boys of Summer to start getting in the �swing� of things.

Baseball has always been my first love since I was a kid. I loved playing the game and was always fascinated with baseball history and its players. Growing up, I collected baseball cards and we used to stick our favorite baseball players in our back pocket during games�to play like them, of course. Will Clark, Mark McGwire, Nolan Ryan, Craig Biggio, and Ken Griffey, Jr. were just a few of my baseball heroes.

I was always lucky enough to have my dad as my coach. I called him �coach� from the time I was 5 years old until I was 15. After seventeen years of working for HomeTown Bank, I guess he still is my coach. Looking back, those are, without a doubt, some of the best memories I have from my childhood. As I got older, I dreamed of one day having a son of my own to coach and work in a profession that allowed me to do so.

My oldest son, Aidan (9), is entering his first year of kid-pitch. I have been coaching him since T-ball and have had a blast doing it!  Now, does it have its challenges? YES. I discovered early on in my �coaching� career that there is a very good reason why you have 2-3 coaches per team�I have found that most boys don�t listen to their own dad, but they will listen to another �coach�. I can certainly appreciate the time and commitment my dad put in over the years, and I hope one day my kids will feel the same. Dad still knows baseball and its awesome watching him play catch with his grandson.

Part of coaching a baseball team is knowing who your players are, what their talents are, and at what position they can best help the team. It is no different than managing our HomeTown Bank team. You coach them up, put them in the right position, and let them play. When your people are having fun, they are confident�and confidence usually translates into production and success.

When people ask me about HomeTown Bank and what our goals are, it really is simple�We want you as a customer. We also want your parents, grandparents, children, your business, all the way down the line. We want to make a generational impact. That�s who we are and that�s what we�re about.

Need another example of generational impact?  Watching your dad play catch with his grandson�

Play Ball!

Bill Provenzano speaks at Clear Falls High School

League City Branch Manager and Sr. VP Bill Provenzano recently spoke to a group of seniors at Clear Falls High School about credit and savings.

Tips for Getting Your First Mortgage
What to know when buying your first home

So you think you�re ready to take the plunge and purchase your first house. Congrats! Homeownership is a big, exciting step � but getting your first mortgage can be quite complex, involving many steps. That�s why it�s important to prepare as best you can before shelling out the down payment.

Loan Definitions � Explained
Clarifications of some tricky loan-related words
Photo: Loan Definitions � Explained
A loan is a certain amount of money that needs to be repaid. Whenever you receive or need to take out a loan, you may hear certain phrases or words pop up that you�re not aware of. Here�s what some of them mean:

Green Spring Cleaning Tips
Spruce up your home in an eco-friendly way

It�s that time of year again�everyone is busting out their cleaning supplies and partaking in the springtime spruce up. Rather than spending a bunch of time and money on materials and methods that harm the world around us, utilize these tips to be more environmentally-conscious and even improve your environment.

Congratulations to our "Best"!

Congratulations to HomeTown Bank of League City (top) and HomeTown Bank of Alvin (bottom)! They were named �Best Bank� by the readers of the Bay Area Citizen and the Alvin Sun/ Advertiser!

Awards From United Way

HomeTown Bank was presented with 3 awards at the recent United Way Campaign Celebration! �Loyal Corporate Contributor�, �Outstanding Employee Fair Share�, and �Charting New Territory�! Pictured are Sr. Vice President Rosie Garcia, Vice President Diana Ramos, and Vice President Stephany Cantu.

Galveston�s Ambassador�s Preparatory Academy Fundraising Gala

The HomeTown team had fun supporting Galveston�s Ambassador�s Preparatory Academy at their Fundraising Gala.

Pearland ISD Education Foundation

Pearland Officers and Business Development Committee supported the Pearland ISD Education Foundation at their Inaugural Gala on March 5th. The community helped the Gala bring in over $98,000 net profit!

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Disclaimer - All content contained in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

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